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1539 Maine St, Saginaw, MI, 48602

2beds
1baths
1,848sqft
$42,500
$23price/sqft
$528/moest. monthly cost
$21,120/yrincome needed

About This Home

This 2-bedroom, 1-bath home offers convenient one-level living with everything located on the entry floor. Inside, you'll find generously sized rooms, a traditional dining room perfect for gatherings, and a spacious pantry for added storage. The home also includes a dishwasher hookup, making future kitchen updates easy. A roof installed in 2021 and furnace in 2020 provides added peace of mind. Don't miss this comfortable and functional home with plenty of space to make your own!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
2/10
Thompson Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 924
  • Finished area above ground: 924

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 924
  • Total interior livable area: 1,848 sqft

Kitchen

  • Level: First
  • Area: 140

Living Room

  • Level: First
  • Area: 204

Property

Details

  • Parcel number: 19 0100 00000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 52

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 52 x 261

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $214$2,568
Home Insurance *$66$792
Property Taxes $47$564
Electricity $201$2,418
Total$528$6,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,102/yr
40% on housing$15,840/yr
45% on housing$14,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$23This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$38,000
2026-07-23Listed for sale$42,500
2024-08-16Sold$30,000
2001-09-24Sold$31,000

For Sale by Agent

AgentAllison Thurston
BrokerageCentury 21 Signature Realty

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