1819 S Niagara St, Saginaw, MI, 48602
About This Home
Great investment opportunity! This tenant-occupied multi-family property offers immediate rental income with established tenants already in place. The main residence features multiple bedrooms, full bathrooms, a basement, and covered porch areas, providing comfortable living space for occupants. The property has been maintained as an income-producing investment and is currently generating rental revenue. An additional highlight of this property is the detached garage, which has been converted into a separate rental unit. This unit includes a bedroom and full bathroom and is also tenant occupied, creating an additional source of rental income. Both the main residence and the converted garage unit are currently occupied by tenants who pay rent, making this an attractive opportunity for investors seeking cash flow from day one. Situated on a convenient city lot with public utilities, this property offers the potential for continued rental income and long-term investment value. Please do not disturb tenants. All showings are by appointment only and must be scheduled in advance with sufficient notice. Buyer and buyer's agent to verify all information.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Foundation: Michigan Basement
- Construction materials: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedroom
- Level: Entry
- Area: 216
- Dimensions: 12 X 18
Bedroom
- Level: Second
- Area: 216
- Dimensions: 12 X 18
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,248
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total interior livable area: 1,248 sqft
Other
- Level: Entry
- Area: 40
- Dimensions: 8 X 5
Other
- Level: Second
- Area: 40
- Dimensions: 8 X 5
Property
Details
- Parcel number: 19046400000
- Special condition: Short Sale No,Standard
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevel
- Pool features: None
Lot
- Lot size: 6,534 sqft
- Lot size dimensions: 60 x 109.3
Parking
- Parking features: Driveway,No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $341 | $4,092 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $75 | $900 |
| Electricity | $188 | $2,259 |
| Total | $709 | $8,508 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Price change | $67,500 |
| 2026-06-10 | Price change | $70,000 |
| 2026-05-31 | Listed for sale | $75,000 |
| 2026-01-16 | Listing removed | $75,000 |
| 2025-12-22 | Price change | $75,000 |
| 2025-11-28 | Listed for sale | $80,000 |
| 2025-05-19 | Sold | $41,000 |
| 2024-12-20 | Listing removed | $600 |
| 2024-09-20 | Price change | $600 |
| 2022-12-02 | Price change | $425 |
| 2022-11-28 | Price change | $450 |
| 2022-11-21 | Listed for rent | $500 |
| 2022-02-11 | Sold | $39,500 |
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