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1425 Cypress St, Saginaw, MI, 48602

1beds
1baths
600sqft
$49,900
$83price/sqft
$573/moest. monthly cost
$22,920/yrincome needed

About This Home

Charming, move-in ready 1-bedroom, 1-bathroom home in the heart of the City of Saginaw. Recently updated throughout with fresh, contemporary finishes, this cozy gem features stainless steel kitchen appliances and a detached garage offering secure parking plus extra storage or workshop space. With its low-maintenance footprint and easy access to local amenities, dining, and commuter routes, it's an ideal fit for first-time buyers, downsizers, or investors. Schedule your private showing today. The driveway for the home is off of Yale Street.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Chester F. Miller SchoolGrades PK-50.5 mi
2/10
Thompson Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: Entry
  • Area: 56

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Features: Linoleum
  • Level: First
  • Area: 135

Living Room

  • Features: Carpet
  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 20 0414 00000

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 40

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 5000

Parking

  • Total spaces: 1.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$78$936
Property Taxes $55$660
Electricity $188$2,259
Total$573$6,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,645/yr
40% on housing$17,190/yr
45% on housing$15,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$52
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$48,000
2026-07-01Listed for sale$49,900
2026-05-12Sold$17,000
2026-03-27Price change$32,000
2026-03-02Listed for sale$35,000
2025-12-03Sold$35,000
2025-11-25Pending sale$35,000
2025-11-14Price change$35,000
2025-10-24Listed for sale$39,900
2023-10-26Sold$24,950
2023-10-23Pending sale$24,950
2023-10-20Price change$24,950
2023-10-07Price change$34,000
2023-09-24Price change$35,900
2023-09-05Price change$37,450
2023-08-22Listed for sale$39,900
2014-06-27Sold$3,000

For Sale by Agent

AgentPaul Burback
BrokerageThe Miller Group

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