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1030 Elmdale Dr, Saginaw, MI, 48602

3beds
2baths
1,870sqft
$149,999
$80price/sqft
$1,363/moest. monthly cost
$54,520/yrincome needed

About This Home

Great opportunity on Elmdale. This home offers charm and practicality. Come inside to discover an inviting living room space that offers a cozy fireplace and large picture window. It is the perfect spot to charm your guests or have some quiet peaceful time at home. The efficient floor plan makes for seamless flow between all of the rooms on the main floor. Three larger bedrooms located around the full bath. The kitchen provides a built in oven that allows for maximum usage of the space that would be perfect for those that love to cook at home. Head down to the basement to find a large finished space perfect for entertaining or enjoying quiet time. Lots of original hardwood floors under the carpet. Letters of Authority are in for a convenient closing.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Chester F. Miller SchoolGrades PK-50.2 mi
2/10
Thompson Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main

Bathroom2

  • Level: Basement

Bedroom1

  • Level: Main
  • Area: 143

Bedroom2

  • Level: Main
  • Area: 130

Bedroom3

  • Level: Main
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,270

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 1,870 sqft

Kitchen

  • Area: 121

Property

Details

  • Parcel number: 0 1558 00000
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 75

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: .17

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$235$2,820
Property Taxes $167$2,004
Electricity $203$2,447
Total$1,363$16,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,731/yr
40% on housing$40,890/yr
45% on housing$36,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 48602$51
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48602$71
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$149,999
2026-06-07Listing removed$149,999
2026-05-14Price change$149,999
2026-04-29Pending sale$159,999
2026-01-08Listed for sale$159,999
2001-07-19Sold$92,700

For Sale by Agent

AgentTim Hense
BrokerageCrown Real Estate Group

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