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2617 Janes Ave, Saginaw, MI, 48601

2beds
1baths
952sqft
$35,000
$37price/sqft
$507/moest. monthly cost
$20,280/yrincome needed

About This Home

This property is a great opportunity for first-time buyers or investors, offering plenty of potential. It could use a few updates, but with a roof that’s only 3 years old, it’s a solid start. Sold as-is, it’s perfect for adding value, making it your own, or turning into a rental.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Arthur Eddy AcademyGrades PK-60.9 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main

Bedroom1

  • Features: Wood
  • Level: Main
  • Area: 110

Bedroom2

  • Features: Wood
  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Carpet
  • Level: Main
  • Area: 143

Features

  • Flooring: Wood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 952

Heating

  • Heating features: Floor Furnace,Natural Gas

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 952 sqft

Kitchen

  • Level: Main
  • Area: 99

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: 21 1527 00000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 71

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$104$1,248
Property Taxes $39$468
Electricity $188$2,259
Total$507$6,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,382/yr
40% on housing$15,210/yr
45% on housing$13,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$38
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$37,000
2026-02-11Price change$44,000
2025-12-30Listed for sale$50,000

For Sale by Agent

AgentCharlise Foster
BrokerageBerkshire Hathaway HomeServices

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