2430 Whittier St, Saginaw, MI, 48601
About This Home
Affordable Saginaw home offering a chance to build equity! This 3-bedroom, 1-bath, 1.5-story home features two bedrooms on the main floor and a third bedroom upstairs, along with a loft area perfect for storage or a small flex space. With 1,021 sq. ft. above ground and a 645 sq. ft. unfinished block basement (laundry and storage), this home sits on a 50 x 115 lot in a quiet residential neighborhood near I-75. Built in 1942, it features vinyl siding and natural gas forced air heat. While it could use some cosmetic updating, it’s ideal for first-time buyers or investors. Backyard is partially fenced.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Block
Bathroom1
- Level: First
- Area: 35
Bedroom1
- Level: First
- Area: 99
Bedroom2
- Level: First
- Area: 117
Bedroom3
- Level: Second
- Area: 165
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Finished area below ground: 0
- Finished area above ground: 1,021
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,666
- Total interior livable area: 1,021 sqft
Kitchen
- Level: First
- Area: 108
Living Room
- Level: First
- Area: 187
Office
- Level: Second
- Area: 90
Property
Details
- Parcel number: 21 1913 00000
- Special condition: Private
Features
- Levels: One and One Half
- Stories: 1
- Fencing: Fenced
- Waterfront features: None
- Frontage type: Road
- Frontage length: 50
Lot
- Lot size: 5,662 sqft
- Features: Sidewalks
- Lot size dimensions: 50 x 115
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Saginaw County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $290 | $3,480 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $64 | $768 |
| Electricity | $188 | $2,259 |
| Total | $713 | $8,556 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $57,500 |
| 2026-04-08 | Pending sale | $57,500 |
| 2026-03-27 | Listed for sale | $57,500 |
| 2026-03-19 | Pending sale | $57,500 |
| 2026-03-09 | Listed for sale | $57,500 |
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