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4042 Webber St, Saginaw, MI, 48601

2beds
1baths
896sqft
$59,900
$67price/sqft
$734/moest. monthly cost
$29,360/yrincome needed

About This Home

This charming 2-bedroom, 1-bath home offers a great combination of comfort, updates, and outdoor space. Inside, you'll find an inviting layout with updated flooring and the peace of mind that comes with a newer furnace and roof. The detached 1-car garage provides convenient parking and additional storage. Step outside to enjoy the fenced backyard, plus an included extra side lot that creates an oversized yard with plenty of room for entertaining, gardening, pets, or future possibilities. Whether you're looking for your first home or your next move, this property offers outstanding value. Schedule your private showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Jessie Loomis SchoolGrades PK-50.2 mi

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Gas Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 56

Bedroom1

  • Level: First
  • Area: 108

Bedroom2

  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 896

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Area: 143

Property

Details

  • Parcel number: 21 2629 00000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced
  • Frontage type: Road
  • Frontage length: 39

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 39 x 132

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$178$2,136
Property Taxes $66$792
Electricity $188$2,259
Total$734$8,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,165/yr
40% on housing$22,020/yr
45% on housing$19,573/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 48601$37
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48601$47
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$59,900
2021-02-10Sold$12,500
2020-11-13Sold$12,000
2001-05-11Sold$23,900

For Sale by Agent

AgentCoty Lewis
BrokerageNextHome Greater Tri-cities

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