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1496 Saint Charles Dr, Hillsboro, MO, 63050

4beds
3baths
2,420sqft
$399,900
$165price/sqft
$2,738/moest. monthly cost
$109,520/yrincome needed

About This Home

Welcome home to this spacious 2-story that’s ready for its next owners! From the moment you step inside, you’ll love the open foyer and the luxury vinyl flooring throughout the main level. The kitchen is designed for both everyday living and entertaining, featuring a center island, walk-in pantry, and an open layout that flows seamlessly into the living room with a beautiful bay window. The main floor also offers a dedicated dining room, private office, and a generously sized laundry room for added convenience. Upstairs, you’ll find 4 spacious bedrooms with brand-new carpet and new stair flooring installed this year, along with 2 full bathrooms. The oversized primary suite features a private bath complete with a relaxing corner soaking tub, separate shower, and plenty of space to unwind. Need more room? The full unfinished basement offers endless possibilities for additional living space, a home gym, or storage. Outside, enjoy peace of mind with your New Roof, roomy 3-car garage, a privacy-fenced backyard, and the peaceful setting of woods behind the home, giving you added privacy and a beautiful backdrop year-round. If space, updates, and a fantastic layout is what you're looking for, this one checks all the boxes! Schedule your showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
6/10
Hillsboro High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Features

  • Kitchen Island,Open Floorplan
  • Flooring: Luxury Vinyl
  • Finished area above ground: 2,420

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,420
  • Total interior livable area: 2,420 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Office

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper

Property

Details

  • Parcel number: 175.016.00000099
  • Special condition: Standard

Features

  • Levels: Two
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$266$3,192
Property Taxes $266$3,192
Electricity $184$2,217
Total$2,738$32,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,874/yr
40% on housing$82,140/yr
45% on housing$73,013/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 63050$176
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63050$187
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$389,900
2026-07-22Listed for sale$399,900
2022-06-29Sold--
2022-05-25Contingent$318,900
2022-05-24Listed for sale$318,900
2019-02-25Sold--

For Sale by Agent

AgentSage J Boehner
BrokerageEXP Realty, LLC

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