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289 Center Drive, Savannah, GA, 31406

2beds
2baths
831sqft
$1,275,000
$1,534price/sqft
$7,972/moest. monthly cost
$318,880/yrincome needed

About This Home

Rare west-facing waterfront coastal retreat offers the perfect combination of acreage, water access, and views that don't come to the market very often. The 2-bedroom, 2-bath home is perfectly sized for a weekend escape, guest cottage, or interim residence while you plan your dream build. Upstairs is one spacious bedroom and bathroom, living area with abundant natural light, and kitchen complete with breakfast nook. Downstairs bedroom has separate entrance through the patio, Cedar closet in the downstairs bedroom provides a unique feature. The true value lies in the land and lifestyle, featuring a private dock for water access and a two-story barn ideal for storage, hobbies, or future possibilities. The expansive lot provides both privacy and flexibility, creating an ideal opportunity for expansion. Unwind in the evenings with stunning sunset views that feel straight out of a postcard. Whether you’re boating, fishing, or simply enjoying the peaceful surroundings, this is a rare opportunity to own a piece of waterfront that offers both tranquility and long-term potential. The hobbies don't stop at the dock. A gardener's dream come true with azalea bushes and the island's original camilla farm. Trees provide a lush natural canopy over the property. NO HOA. This lot comes with an opportunity to join the Burnside Island Yacht Club (not pictured) which maintains a deep water dock and boat ramp on McAlpin St on the Intracoastal Waterway (ICW).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Hesse SchoolGrades PK-83.3 mi
4/10
Jenkins High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 831 sqft

Property

Details

  • Parcel number: 1046501001
  • Zoning: R1
  • Special condition: Probate Listing,Standard

Features

  • Exterior features: Dock
  • Has view: Yes
  • View description: Panoramic
  • On waterfront: Yes
  • Waterfront features: Marsh
  • Horses can be raised: Yes

Lot

  • Lot size: 1.84 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$1,080$12,960
Property Taxes $226$2,712
Electricity $219$2,637
Total$7,972$95,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,325/yr
40% on housing$239,160/yr
45% on housing$212,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,534This listing

vs Other Active Listings

Avg $/sqft

ZIP 31406$212
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31406$198
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,350,000
1986-07-01Sold$116,900

For Sale by Agent

AgentCathy Cason
BrokerageRealty One Group Inclusion

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