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21 Vista Point Drive, Savannah, GA, 31406

5beds
3baths
4,138sqft
$789,000
$191price/sqft
$5,591/moest. monthly cost
$223,640/yrincome needed

About This Home

This inviting 5-bedroom, 3-bath all-brick home sits on just under a half-acre and offers the perfect blend of space, privacy, and Lowcountry charm. The bright, open living areas feature large windows and warm wood floors, while the generous primary suite provides peaceful views and plenty of natural light. A three-car garage offers excellent storage and flexibility, and the expansive deck and backyard create an ideal setting for outdoor gatherings or quiet relaxation beneath the island’s moss-draped trees. Located on sought-after Burnside Island with no HOA, this home offers easy access to nearby marinas, waterways, and all the beauty of coastal Savannah.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Hesse SchoolGrades PK-83.3 mi
4/10
Jenkins High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wet Bar,Bathtub,Entrance Foyer,High Ceilings,Kitchen Island,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Upper Level Primary,Vaulted Ceiling(s)
  • Fireplace features: Family Room,Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,138 sqft

Property

Details

  • Parcel number: 1046504005
  • Zoning: R1
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Porch,Balcony,Deck,Screened
  • Exterior features: Balcony,Deck,Outdoor Grill,Landscape Lights
  • Fencing: Wood,Yard Fenced
  • Waterfront features: Boat Ramp/Lift Access

Lot

  • Lot size: 0.42 Acres
  • Features: Corner Lot,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$668$8,016
Property Taxes $532$6,384
Electricity $402$4,824
Total$5,591$67,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,691/yr
40% on housing$167,730/yr
45% on housing$149,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 31406$222
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31406$198
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Price change$789,000
2025-12-12Listed for sale$825,000
2005-12-28Sold$380,000

For Sale by Agent

AgentGarrett Leal
BrokerageRe/Max Island Realty

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