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127 Pine Grove Drive, Savannah, GA, 31419

4beds
4baths
3,040sqft
$684,900
$225price/sqft
$4,671/moest. monthly cost
$186,840/yrincome needed

About This Home

Spacious two-story home featuring 4 bedrooms and 3.5 bathrooms, situated on a large lot with river access at the rear of the property and an existing dock for convenient waterfront enjoyment. This home offers generously sized rooms throughout, including a downstairs primary suite with abundant closet space. Upstairs, the rear bedroom opens to its own private covered porch — the perfect spot to enjoy your morning coffee overlooking the peaceful surroundings. Built in 1979, the home is located in a quiet, established neighborhood with no through traffic, offering both privacy and charm. An added bonus is the detached one-room, one-bath rental cottage located near the river, providing excellent potential for guest accommodations, rental income, or a private studio space.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
2/10
Southwest Middle SchoolGrades 6-82.4 mi
1/10
Windsor Forest High SchoolGrades PK,9-124.2 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dishwasher,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Built-in Features,Breakfast Area,Ceiling Fan(s),Double Vanity,Main Level Primary,Pantry,Sitting Area in Primary,Separate Shower
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,040 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 10993A01014
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Deck
  • Exterior features: Balcony,Deck,Dock
  • Fencing: Chain Link
  • Has view: Yes
  • View description: River,Creek/Stream
  • Has water view: Yes
  • Water view: River,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.66 Acres

Parking

  • Total spaces: 2
  • Parking features: Storage
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$451$5,412
Property Taxes $462$5,544
Electricity $295$3,544
Total$4,671$56,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,148/yr
40% on housing$140,130/yr
45% on housing$124,560/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 31419$159
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31419$181
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Price change$684,900
2025-06-27Price change$699,000
2024-12-16Listed for sale$750,000

For Sale by Agent

AgentCarl W. Sapp
BrokerageGolden Properties

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