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240 Stokesay St, Ludlow, KY, 41016

2beds
2baths
1,251sqft
$189,900
$152price/sqft
$1,445/moest. monthly cost
$57,800/yrincome needed

About This Home

Lookin' to live in The Lud? Well then take a look at this cozy cute 2 bedroom, 2 bath home on a nice fenced lot with off street parking large enough for 2 cars* This home has original woodwork and beautiful french doors between living/dining rooms* Nice size family room in lower level with access to full bath,laundry,storage room and walkout to the backyard* In 2022 new siding & gutters installed! Also all NEW windows with a transferable lifetime limited Warranty installed in 2022* You will look forward this spring to enjoy the nice deck off the kitchen* Plus extra storage in the large shed in back yard* Located just a nice walk to Ludlow Bromley Swim Club,Ludlow school system,parks and local business district* Time to take a look!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
6/10
Ludlow High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Block
  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bathroom2

  • Features: Full Finished Bath,Tub With Shower
  • Level: Basement
  • Area: 40
  • Dimensions: 8 x 5

Bedroom2

  • Level: Second
  • Area: 360
  • Dimensions: 36 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s),French Doors,Hardwood Floors
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Family Room

  • Features: Walk-Out Access
  • Level: Basement
  • Area: 234
  • Dimensions: 13 x 18

Features

  • Ceiling Fan(s),Natural Woodwork
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,251
  • Total interior livable area: 1,251 sqft

Kitchen

  • Features: Walk-Out Access,Ceramic Tile Flooring,Pantry,Wood Cabinets
  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Laundry

  • Features: See Remarks
  • Level: Basement
  • Area: 21
  • Dimensions: 7 x 3

Living Room

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: First
  • Area: 240
  • Dimensions: 20 x 12

Primary Bath

  • Features: Shower
  • Level: First
  • Area: 36
  • Dimensions: 6 x 6

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: 0263210011.00
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,356 sqft
  • Features: Cleared,Level
  • Lot size dimensions: 40 x 105

Parking

  • Parking features: Driveway,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$126$1,512
Property Taxes $205$2,460
Electricity $154$1,850
Total$1,445$17,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,542/yr
40% on housing$43,350/yr
45% on housing$38,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 41016$110
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41016$166
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$199,500
2026-04-17Pending sale$199,500
2026-04-11Listed for sale$199,500
2026-03-23Pending sale$199,500
2026-03-11Price change$199,500
2026-02-14Listed for sale$205,000
2002-05-28Sold$99,500
1997-03-13Sold$65,000

For Sale by Agent

AgentRobin Donovan
BrokerageColdwell Banker Realty FM

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