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1301 E 38th Street, Savannah, GA, 31404

2beds
1baths
1,187sqft
$299,000
$252price/sqft
$2,100/moest. monthly cost
$84,000/yrincome needed

About This Home

Classic Live Oak bungalow on a corner lot with all the right fundamentals: aesthetic, features & location. The charm is abundant with classic gables, metal roof & a welcoming front porch that opens to original hardwood oak, tall ceilings & brick fireplace. The floor plan is generous. There’s a living room, dining room & flex space in addition to a large kitchen, bath & 2 bedrooms. Property highlights include updated HVAC, windows & roof, off-street parking, out-building storage and fenced yard. The Live Oak neighborhood remains one of Savannah’s most convenient and popular. Daffin Park, Starland, Historic Downtown & Midtown amenities are all within 3 miles.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
3/10
Hubert Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Raised
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Some Gas Appliances,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Pull Down Attic Stairs,Fireplace
  • Fireplace features: Great Room,Masonry,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,187 sqft

Property

Details

  • Parcel number: 2006227035
  • Zoning: R6
  • Special condition: Standard

Features

  • Patio & porch: Front Porch
  • Fencing: Masonry,Yard Fenced

Lot

  • Lot size: 3,358 sqft
  • Features: Corner Lot,City Lot

Parking

  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$223$2,676
Property Taxes $147$1,764
Electricity $219$2,637
Total$2,100$25,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,000/yr
40% on housing$63,000/yr
45% on housing$56,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 31404$153
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31404$234
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$299,000
2026-04-16Listed for sale$315,000

For Sale by Agent

AgentAndrew B. Johnson
BrokerageDaniel Ravenel SIR

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