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1223 E 38th Street, Savannah, GA, 31404

4beds
3baths
2,022sqft
$500,000
$247price/sqft
$3,457/moest. monthly cost
$138,280/yrincome needed

About This Home

This fully reimagined duplex has been taken down to the studs and rebuilt with brand-new roof, HVAC, plumbing, electrical, insulation, privacy fence, windows, and even a new concrete drive. Inside, wide-plank oak floors flow through a light-filled layout with a designer kitchen featuring all-wood cabinetry, soft-close doors, deep stainless sink, quartz counters, and a custom curved wood hood with a powerful vent for serious cooking. Built-in dining with hidden storage, detailed trim and molding, and curated paint selections add warmth and character. The primary suite is a retreat with a custom double vanity, built-in storage, and natural stone finishes, while the marble guest bath feels like a spa. An attached studio apartment offers ultimate flexibility—private guest retreat, home office, or rental for instant income. Just minutes to Daffin Park, the Starland District, Downtown Savannah, and right next to Baldwin Park, this home blends style, function, and opportunity.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
3/10
Hubert Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Year built: 1938

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Range
  • Laundry features: Laundry Room,Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Floor Furnace,Natural Gas
  • Cooling features: Electric,Wall Unit(s)

Interior Area

  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 2006229004
  • Zoning: R6
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 3,659 sqft
  • Features: Garden

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$373$4,476
Property Taxes $337$4,044
Electricity $219$2,637
Total$3,457$41,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,525/yr
40% on housing$103,710/yr
45% on housing$92,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 31404$152
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31404$234
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-10Price change$500,000
2025-09-25Listed for sale$525,000
2023-10-05Sold$185,000
2023-06-26Pending sale$175,000
2023-06-23Listed for sale$175,000
1979-07-01Sold$24,000

For Sale by Agent

AgentChelsea Phillips
BrokerageSix Bricks LLC

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