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1228 E 39th Street, Savannah, GA, 31404

4beds
2baths
1,527sqft
$125,000
$82price/sqft
$965/moest. monthly cost
$38,600/yrincome needed

About This Home

This property is back on the market of no fault of the seller!! This property offers a rare opportunity to purchase a prime piece of land in the booming LIVE OAK neighborhood. Ideal for INVESTORS or BUILDERS looking for a full gut renovation or tear-down, this property is full of potential in an area well suited for both rental and owner-occupied homes! Currently a 4 bedroom, 2 bathroom home, the property is priced to sell and ready for its next chapter. Whether you envision new construction or a complete renovation, the lot and location provide a strong foundation for long-term value. The seller is open to FINANCING a portion of the construction costs, a unique advantage that adds flexibility and opportunity for the right buyer. With continued growth and demand in this area, opportunities like this are becoming increasingly rare. Secure your place now and bring your vision to life!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
3/10
Hubert Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,527 sqft

Property

Details

  • Parcel number: 2006229020
  • Zoning: R6
  • Special condition: Standard

Lot

  • Lot size: 3,598 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$93$1,116
Property Taxes $21$252
Electricity $219$2,637
Total$965$11,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,085/yr
40% on housing$28,950/yr
45% on housing$25,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 31404$154
Chatham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 31404$234
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Listed for sale$125,000
2026-02-20Contingent$125,000
2026-02-12Listed for sale$125,000

For Sale by Agent

AgentChelsea Phillips
BrokerageSix Bricks LLC

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