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314 Deverill St, Ludlow, KY, 41016

1beds
1baths
794sqft
$123,000
$155price/sqft
$989/moest. monthly cost
$39,560/yrincome needed

About This Home

Ready for your next project? This fixxer upper/rehab/rental/flip--1 bedroom home w kitchen and dining room /full basment with walkout and 1 car garage. Nice yard* Walkable neighborhood! Close to Ludlow Bromley Swim Club& local biking trails* Quick access to I-75 too!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
6/10
Ludlow High SchoolGrades 7-120.4 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: See Remarks
  • Laundry features: In Basement

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Features

  • Eat-in Kitchen
  • Window features: Other
  • Number of fireplaces: 1
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 794
  • Total interior livable area: 794 sqft

Kitchen

  • Features: Eat-in Kitchen,Walk-Out Access
  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Living Room

  • Features: Ceiling Fan(s),Fireplace(s),Walk-Out Access
  • Level: First
  • Area: 220
  • Dimensions: 20 x 11

Primary Bath

  • Level: First
  • Area: 36
  • Dimensions: 6 x 6

Primary Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Property

Details

  • Parcel number: 0264113005.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,920 sqft
  • Features: Cleared
  • Lot size dimensions: 35 x 105

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $621$7,452
Home Insurance *$81$972
Property Taxes $133$1,596
Electricity $154$1,850
Total$989$11,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,908/yr
40% on housing$29,670/yr
45% on housing$26,373/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 41016$113
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41016$166
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$123,000

For Sale by Agent

AgentRobin Donovan
BrokerageColdwell Banker Realty FM

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