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About This Home

Incredible value on this Ardsley Park home! This 2-bed, 1.5-bath home sits just blocks from Hull Park and Habersham Village. Original hardwood floors and abundant natural light create a warm, easy feel throughout. The kitchen features butcher block counters, soft-close cabinetry, stainless appliances, and a generous walk-in pantry and laundry room. During its brief pause from the market, both bathroom vanities were replaced to enhance space and flow, and both bedrooms were upgraded with four LED lights with nightlight features plus new ceiling fans—matching the lighting style carried throughout the home. Major improvements include a new roof and HVAC, new sewer line and plumbing, updated electrical with USB outlets throughout the home, a tankless water heater, new windows, a massive spacious deck overlooking the privacy-fenced yard, and new driveway for off-street parking.

Getting Around

Somewhat Walkable

Very Limited Transit

Very Bikeable

Schools

7/10

Jacob G. Smith Elementary SchoolGrades PK-50.3 mi

2/10

Myers Middle SchoolGrades 6-81.6 mi

2/10

Beach High SchoolGrades 9-121.6 mi

Construction

Condition

Year built: 1940

Materials

Foundation: Concrete Perimeter
Roof: Asphalt

Type & Style

Home type: SingleFamily
Architectural style: Traditional
Property subType: Single Family Residence

Interior

Appliances

Appliances included: Electric Water Heater
Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Features

Number of fireplaces: 1
Fireplace features: Living Room,Wood Burning Stove
Fireplace: Yes

Heating & Cooling

Heating features: Central,Electric
Cooling features: Central Air,Electric

Interior Area

Total interior livable area: 1,044 sqft

Property

Details

Parcel number: 2009615004
Zoning: R6
Special condition: Standard

Lot

Lot size: 7,666 sqft
Features: Back Yard,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

HurricaneRelatively High
TsunamiInsufficient Data

How This Home’s Risks Compare

FEMA Declared Disasters Across Georgia Counties

Hurricane

Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,815	$21,780
Home Insurance *	$222	$2,664
Property Taxes	$599	$7,188
Electricity	$219	$2,637
Total	$2,855	$34,260

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$114,200/yr

35% on housing$97,885/yr

40% on housing$85,650/yr

45% on housing$76,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered

Wildfire

Add-on available

Wind

Visit Website →

Georgia Underwriting Association - Coastal

Covered

Hail

Wind

Visit Website →

Current Policies

Residential: 8,778Commercial: 638

Total Premiums$16.25M

Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%

3.6%

0%30.0%

Electricity Growth Rate10-year average: 5.5%

5.5%

0%15.0%

Property Taxes Growth Rate2-year average: 0.1%

0.1%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 31405$215

Chatham County$225

vs Homes Sold Last Month

Median $/sqft