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About This Home

Investor opportunity with immediate income potential! This centrally located property offers two income-producing units just minutes from Downtown Savannah, shopping, dining, and local schools. Both properties have long-term tenants in place, providing stability from day one. The main home features 3 bedrooms, 2 full bathrooms. Interior highlights include hardwood floors throughout, a separate living area, and a dining space just off the large kitchen, with a dedicated laundry area conveniently located nearby. Situated on a corner lot, the main home also includes a fully fenced private yard and off-street parking. The detached cottage, located on Stevens Street, offers 1 bedroom and 1 bathroom along with its own off-street parking. With a strong rental history and the potential to generate just under $2,000 per month, this is a solid addition to any investment portfolio or a great opportunity for a first-time investor.

Getting Around

Somewhat Walkable

Very Limited Transit

Bikeable

Schools

6/10

Hodge Elementary SchoolGrades PK-50.2 mi

2/10

Derenne Middle SchoolGrades 6-80.2 mi

2/10

Beach High SchoolGrades 9-120.4 mi

Construction

Condition

Year built: 1935

Materials

Construction materials: Block

Type & Style

Home type: SingleFamily
Architectural style: Traditional
Property subType: Single Family Residence

Interior

Appliances

Appliances included: Electric Water Heater
Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Heating & Cooling

Heating features: Central,Electric
Cooling features: Central Air,Electric

Interior Area

Total interior livable area: 1,514 sqft

Property

Details

Parcel number: 2055601009
Zoning: TB
Special condition: Standard

Lot

Lot size: 4,408 sqft
Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

HurricaneVery High
Coastal FloodingModerate
Cold WaveModerate
EarthquakeModerate
Heat WaveModerate
Inland FloodingModerate
Ice StormModerate
LightningModerate
TsunamiInsufficient Data

How This Home’s Risks Compare

FEMA Declared Disasters Across Georgia Counties

Hurricane

Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,441	$17,292
Home Insurance *	$176	$2,112
Property Taxes	$192	$2,304
Electricity	$219	$2,637
Total	$2,028	$24,336

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$81,120/yr

35% on housing$69,531/yr

40% on housing$60,840/yr

45% on housing$54,080/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered

Wildfire

Add-on available

Wind

Visit Website →

Georgia Underwriting Association - Coastal

Covered

Hail

Wind

Visit Website →

Current Policies

Residential: 8,778Commercial: 638

Total Premiums$16.25M

Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%

3.6%

0%30.0%

Electricity Growth Rate10-year average: 5.5%

5.5%

0%15.0%

Property Taxes Growth Rate2-year average: 0.1%

0.1%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 31405$215

Chatham County$225

vs Homes Sold Last Month

Median $/sqft