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4316 Raybun Street, Savannah, GA, 31405

2beds
1baths
1,152sqft
$199,000
$173price/sqft
$1,482/moest. monthly cost
$59,280/yrincome needed

About This Home

4316 Raybun Street offers a practical opportunity at $199,000 for the buyer thinking about return, not flash. Whether you are an investor seeking a solid rental addition or a first-time buyer ready to step into ownership, this entry-level single-family home sits in a pricing lane that keeps risk controlled and upside possible. At this level, many are choosing between continued rent payments or stretching into higher debt. This address provides a simpler path. A manageable footprint. A structure you can improve over time. For investors, it is about steady demand and attainable acquisition cost. For first-time buyers, it is about control, equity, and independence. Not luxury. Not oversized. Just a straightforward opportunity positioned for growth. All units are currently tenant occupied and income producing. Photos are digitally decluttered.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Butler Elementary SchoolGrades PK-51.3 mi
2/10
Derenne Middle SchoolGrades 6-80.8 mi
2/10
Beach High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Kitchen,Laundry Room,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Pull Down Attic Stairs
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 2064008006A
  • Land lease expiration date: 1790726400000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Wood,Yard Fenced

Lot

  • Lot size: 5,998 sqft

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$123$1,476
Property Taxes $134$1,608
Electricity $219$2,637
Total$1,482$17,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,811/yr
40% on housing$44,460/yr
45% on housing$39,520/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 31405$216
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31405$215
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$199,000
2009-08-27Sold$49,900
2009-07-30Price change$53,000
2009-06-27Listed for sale$58,900
2009-05-05Sold$82,991
2004-12-21Sold$76,300

For Sale by Agent

AgentEd Yannett
BrokerageEpique Realty

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