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374 Coffee Bluff Villa Road, Savannah, GA, 31419

2beds
2baths
1,204sqft
$485,000
$403price/sqft
$3,452/moest. monthly cost
$138,080/yrincome needed

About This Home

This custom-built coastal cottage sits on a scenic bluff, offering breathtaking panoramic views of winding salt marsh creeks, rivers, and marsh hammocks—all without the requirement of flood insurance. Nestled along one of the East Coast's most treasured natural habitats, this remarkable property provides a front-row seat to breathtaking sunsets and endless bird watching from the expansive second story balcony. Adventure awaits just beyond your doorstep. Launch your boat nearby at Coffee Bluff Marina and enjoy easy access to Richmond Hill, Wassaw Island, Ossabaw Island, and some of Coastal Georgia's most spectacular waterways. Whether your passion is boating, fishing, beachcombing, kayaking, or simply enjoying the Lowcountry lifestyle. Designed for low-maintenance coastal living, this custom home features durable vinyl siding with tabby accents, a metal roof, Andersen windows, wide-plank flooring, and solid pine interior doors. The family room is wired for a home theater system with five Klipsch in-wall speakers, creating the perfect setting for movie nights or entertaining. Car enthusiasts, boat owners, RV owners, and hobbyists will appreciate the incredible parking and storage options. The insulated, climate-controlled, 1,204 SF, lower level features two mini-split systems and accommodates up to four vehicles indoors, while the matching two-car carport provides additional covered parking. The oversized lot offers room for at least six additional vehicles, making it easy to store boats, RVs, trailers, golf carts, and recreational equipment. Best of all, there are no HOA restrictions. Looking for additional living space? The heated and cooled lower level offers marsh views and endless possibilities for a future in-law suite, guest quarters, workshop, home gym, or entertainment space. Plumbing and electrical have already been installed for a future bathroom, allowing you to customize the area to fit your needs.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
Southwest Middle SchoolGrades 6-87.1 mi
1/10
Windsor Forest High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Plumbed For Ice Maker,Range,Dryer,Refrigerator,Washer
  • Laundry features: In Hall,Washer Hookup,Dryer Hookup

Basement

  • Basement: Bath/Stubbed

Bathroom2

  • Level: Main
  • Dimensions: 5.0 x 8.1

Bedroom2

  • Level: Main
  • Dimensions: 13.4 x 9.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 11.7 x 6.11

Features

  • Ceiling Fan(s),Double Vanity,Kitchen Island,Main Level Primary,Tub Shower,Upper Level Primary

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air,Electric,Other

Interior Area

  • Total interior livable area: 1,204 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.11 x 9.3

Laundry

  • Level: Main
  • Dimensions: 6.3 x 3.0

Living Room

  • Level: Main
  • Dimensions: 14.11 x 17.8

Primary Bathroom

  • Level: Main
  • Dimensions: 15.7 x 6.1

Primary Bedroom

  • Level: Main
  • Dimensions: 11.1 x 14.7

Property

Details

  • Parcel number: 20773 02012
  • Special condition: Standard

Features

  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Fencing: Picket,Yard Fenced
  • Has view: Yes
  • View description: Marsh,Panoramic,Creek/Stream
  • Has water view: Yes
  • Water view: Marsh,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Marsh

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$319$3,828
Property Taxes $462$5,544
Electricity $219$2,637
Total$3,452$41,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,354/yr
40% on housing$103,560/yr
45% on housing$92,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 31419$159
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31419$181
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$485,000
2013-08-30Sold$100,000

For Sale by Agent

AgentSteffany P. Farmer
BrokerageBetter Homes and Gardens Real

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