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12502 Apache Avenue #22, Savannah, GA, 31419

4beds
4baths
2,162sqft
$529,900
$245price/sqft
$3,604/moest. monthly cost
$144,160/yrincome needed

About This Home

Experience the ultimate coastal lifestyle in this rare, fully reimagined waterfront retreat. Located within the gated community of River Houses at Bells Landing, Unit #22 is one of the largest and most meticulously renovated residences in the complex, boasting a generous 4-bedroom, 3.5-bathroom floor plan across 2,162 square feet of designer living space. From the moment you step inside, an open-concept space filled with natural light greets you. The updated kitchen features quartz countertops, an oversized solid butcher block island, wood cabinetry with roll-out drawers for extra storage and convenience, and a custom-built coffee bar and pantry. A stackable sliding glass door opens from the main living area to a private, newly rebuilt deck with modern cable railing offering indoor-outdoor living. Solid wood doors, chic wood accents, new flooring throughout, and a striking fireplace surround with gas crystals add to the stylish appeal. The second floor houses one en suite bedroom and two additional bedrooms, plus a full hall bathroom. The top floor primary bedroom is a true sanctuary featuring floor to ceiling windows that offer expansive marsh views, and a luxury bath with a custom walk-in shower, porcelain tile, and polished nickel finishes. Enjoy true deep-water access from the community dock. Rentable boat slips are available through the HOA (currently plenty of availability), making sunset cruises or fishing trips easy. Amenities include gated security, a community pool, clubhouse, and boat sheds available for lease.Tucked away for peace and privacy, this location is minutes from the Truman Parkway, Hunter Army Airfield, Georgia Southern Armstrong, and the vibrant dining and shopping of Historic Downtown Savannah.This home must be seen in person to truly appreciate its splendor!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
Southwest Middle SchoolGrades 6-85.7 mi
1/10
Windsor Forest High SchoolGrades PK,9-121.2 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Block
  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Primary Suite,Other,Pantry,Upper Level Primary
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Attic: Other
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,162 sqft

Property

Details

  • Parcel number: 20861 01025
  • Attached to another structure: Yes
  • Zoning: RMF-1-4
  • Special condition: Standard

Features

  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Deck,Dock
  • Has view: Yes
  • View description: Marsh,Panoramic,Creek/Stream
  • Has water view: Yes
  • Water view: Marsh,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 871.20 sqft

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$349$4,188
Property Taxes $357$4,284
Electricity $219$2,637
Total$3,604$43,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,565/yr
40% on housing$108,120/yr
45% on housing$96,106/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 31419$159
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31419$181
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$529,900
2025-01-13Sold$455,000
2024-12-06Price change$475,000
2024-11-22Listed for sale$499,000
2024-10-18Listing removed$499,000
2024-10-02Price change$499,000
2024-09-11Price change$510,000
2024-08-22Listed for sale$525,000
2023-11-01Sold$332,500
2023-10-11Pending sale$325,000
2023-10-06Listed for sale$325,000
2023-07-13Sold$221,000
2021-02-23Sold$220,000
2020-06-30Price change$234,900
2020-05-21Pending sale$239,900
2020-05-21Price change$239,900
2020-03-06Price change$234,900
2020-01-06Price change$239,900
2019-11-19Listed for sale$249,900
2010-09-02Sold$236,000
2010-06-19Price change$239,900
2010-05-26Listed for sale$249,900
2009-11-01Listing removed$177,139
2009-10-26Listed for sale$177,139
2009-08-05Listing removed$39,000
2009-08-01Listed for sale$39,000
2009-07-30Sold$140,000
2009-04-22Listed for sale$188,446

For Sale by Agent

AgentJudith L. Dellert
BrokerageRedfin Corporation

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