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20 Taylor Street, Tybee Island, GA, 31328

1beds
2baths
2,187sqft
$3,750,000
$1,715price/sqft
$23,933/moest. monthly cost
$957,320/yrincome needed

About This Home

Discover a once-in-a-lifetime opportunity to build your dream home on 0.74 acres of prime beachfront property on Tybee Island, offering approximately 190 feet of direct ocean frontage and sweeping 180-degree Atlantic views. This extraordinary estate blends history with possibility—set atop Battery Fenwick of Fort Screven, built in 1899 and in use during the Spanish-American War and World War II, with approved architectural plans in place to construct an additional 6,000 SF luxury residence directly above the historic structure. The property currently includes a 2,000 + SF completed guest wing/mother-in-law suite, featuring 1 bedroom, a full kitchen, full bath, porcelain tile, full laundry room, and private elevator access. A 4-car air-conditioned garage offers convenience and storage. Private and secluded, this quiet location sits along Tybee’s north end, offering peace, exclusivity, and endless potential for a visionary buyer to create a custom oceanfront estate like no other. Whether you continue with the approved plans or design your own dream home, 20 Taylor Street represents one of the most unique and historic oceanfront parcels available on the Georgia coast.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Howard Elementary SchoolGrades PK-58.2 mi
7/10
Coastal Middle SchoolGrades 6-89.8 mi
7/10
Island's High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Wall Unit(s)

Interior Area

  • Total interior livable area: 2,187 sqft

Property

Details

  • Parcel number: 4000102004
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • On waterfront: Yes
  • Waterfront features: Ocean Front

Lot

  • Lot size: 0.74 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,962$227,544
Home Insurance *$2,221$26,652
Property Taxes $2,531$30,372
Electricity $219$2,637
Total$23,933$287,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$820,560/yr
40% on housing$717,990/yr
45% on housing$638,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,715This listing

vs Other Active Listings

Avg $/sqft

ZIP 31328$373
Chatham County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 31328$386
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-19Listed for sale$3,750,000
2025-09-18Pending sale$3,750,000
2025-08-29Listed for sale$3,750,000
2016-07-01Listing removed$1,600,000
2015-12-17Listed for sale$1,600,000
2015-11-11Listing removed$1,600,000
2015-10-08Listed for sale$1,600,000
2015-07-24Listing removed$1,600,000
2014-06-14Listed for sale$1,600,000
2010-07-23Sold$700,000
2010-06-11Price change$799,900
2010-05-12Price change$849,900
2010-04-10Price change$899,900
2010-03-13Price change$949,900
2010-03-10Listed for sale$974,900
2009-07-07Sold$1,892,313

For Sale by Agent

AgentBrandon Fargo
BrokerageKeller Williams Coastal Area P

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