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703 First Street, Tybee Island, GA, 31328

2beds
2baths
1,075sqft
$549,500
$511price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

Rare STVR Eligible 2BR/2BA 1075Sqft Raised Single Family Home Located on the North End of Tybee Island! Zoned C-2, this property is Exempt from the STVR Ordinance and has an Active STVR Certificate in Place. Spacious Tiled Kitchen w/Stainless Steel Appliances, White Shaker Cabinets and Subway Tile Backsplash. Open Living Area w/Vaulted Ceiling, Hardwood Floors & Plenty of Natural Light. Primary Suite Features Two Walk-In Closets & Tiled Ensuite Bathroom w/Double Vanities, Whirlpool Bath & Walk-In Shower. Second Bedroom w/Ensuite Bathroom that also has Access from the Hall for Guests. Drive-Under Parking for up to 4 Cars + Golf Cart Parking in Driveway! Outdoor Shower. Screened Porch w/Additional Storage Area for Beach Accessories. Rent Out to Supplement Cost of Ownership! Only 4 blocks to nearest Beach Access! Walking Distance to the Beach, Shopping & Local Restaurants: Sea Wolf, Sugar Shack, Sundae Cafe, The Quarter Sports Bar & Grill, Salt Island & Sand Cat Coffee.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

5/10
Howard Elementary SchoolGrades PK-58.2 mi
7/10
Coastal Middle SchoolGrades 6-89.9 mi
7/10
Island's High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Raised
  • Roof: Composition,Ridge Vents

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Area,Double Vanity,Jetted Tub,Primary Suite,Separate Shower
  • Finished area below ground: 0
  • Finished area above ground: 1,075
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,075 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4000301055
  • Zoning: C2
  • Zoning description: Mixed use
  • Special condition: Standard

Features

  • Patio & porch: Porch,Screened
  • Exterior features: Fire Pit
  • Fencing: Yard Fenced

Lot

  • Lot size: 3,484 sqft
  • Features: City Lot,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Underground
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,778$33,336
Home Insurance *$325$3,900
Property Taxes $370$4,440
Electricity $219$2,637
Total$3,692$44,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 31328$408
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31328$386
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$575,000
2026-04-27Contingent$575,000
2026-03-16Listed for sale$575,000
2026-03-06Contingent$575,000
2025-12-28Price change$575,000
2025-12-12Listed for sale$585,000
2025-07-18Sold$530,000
2025-03-22Listed for sale$550,000
2020-07-17Sold$365,000
2020-06-01Pending sale$376,000
2020-05-26Price change$376,000
2020-05-02Listed for sale$389,000
2019-08-27Sold$328,000
2018-05-23Sold$310,000
2017-08-04Pending sale$339,950
2017-06-23Price change$339,950
2017-04-11Price change$354,000
2017-03-11Price change$364,000
2017-02-23Price change$374,000
2017-01-23Listed for sale$379,000
2014-07-02Listing removed$338,950
2013-09-02Listed for sale$338,950
2013-06-01Listing removed$1,375
2013-04-28Listed for rent$1,375

For Sale by Agent

AgentJennifer L. Rutherford
BrokerageJenny Rutherford Real Estate,

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