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1015 Us Highway 80, Tybee Island, GA, 31328

2beds
2baths
960sqft
$560,000
$583price/sqft
$3,759/moest. monthly cost
$150,360/yrincome needed

About This Home

Welcome to your slice of Tybee Island—where mornings start with coffee on the deck beneath coastal oaks and evenings end with salty breezes and sunset skies. Perfectly positioned in the heart of Tybee, this elevated coastal retreat offers the rare combination of commercial zoning and an active STVR permit, making it both a personal getaway and income-producing opportunity. Sold fully furnished, this home is truly turn-key and ready for its next owner. Inside, a bright open-concept living space creates an easy, relaxed flow from kitchen to living area—ideal for gathering after a day at the beach. Each of the two bedrooms features its own private full bathroom, offering comfort and privacy for guests or renters alike. Step outside and enjoy multiple outdoor living spaces, including a spacious deck perfect for dining or unwinding, plus an expansive covered area below—ideal for entertaining, grilling, or creating a laid-back hangout zone. Location is everything, and this home delivers. Just steps from Tybee favorites like Hucapoos, Chamacos, and Zunzibar, you’re immersed in the island’s vibrant local scene. Beach access is just a 10-minute walk away, making daily beach trips effortless. When you’re ready for a change of pace, downtown Savannah is only 25 minutes away, giving you the best of both worlds—coastal living with easy access to dining, culture, and entertainment. Whether you’re looking for a full-time residence, vacation escape, or investment property, this is Tybee living at its best.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Howard Elementary SchoolGrades PK-57.7 mi
7/10
Coastal Middle SchoolGrades 6-89.4 mi
7/10
Island's High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Metal
  • Construction materials: Frame,HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Pull Down Attic Stairs,Recessed Lighting
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 4002607004
  • Zoning: R1B
  • Zoning description: Commercial
  • Special condition: Standard

Features

  • Patio & porch: Balcony,Deck
  • Exterior features: Balcony,Deck
  • Fencing: Wood

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$331$3,972
Property Taxes $378$4,536
Electricity $219$2,637
Total$3,759$45,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,880/yr
40% on housing$112,770/yr
45% on housing$100,240/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 31328$408
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31328$386
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$560,000
1999-08-27Sold$95,000

For Sale by Agent

AgentGianetta M. Wilson
BrokerageKeller Williams Coastal Area P

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