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49 Wavecrest Drive, Mastic Beach, NY, 11951

3beds
1baths
1,499sqft
$429,000
$286price/sqft
$3,211/moest. monthly cost
$128,440/yrincome needed

About This Home

Welcome home to this classic Mauro Brothers inline ranch! Inside, the home’s main level offers an easy flow layout with an eat in kitchen, cozy living room, three bedrooms, & a full bathroom, plus a full finished basement with both interior & exterior access. The home’s exterior has been refreshed with an updated roof, siding, & windows, along with the boiler & burner for the home’s heating system, giving solid reliability from day one. The interior is ready for a cosmetic update, making this a great opportunity for those who want to choose their finishes, colors, & style! Enjoy the charming covered front porch & the easy to maintain 50' x 125' lot, conveniently located near schools, shopping, & public parks. If you’re looking for strong bones, big-ticket updates already done, & a chance to create the interior you really want, this home is for you!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
3/10
William Floyd High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Refrigerator,Washer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Attic: Crawl

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,499
  • Total interior livable area: 1,499 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 0200975000700034002
  • Special condition: None

Features

  • Patio & porch: Covered,Porch

Lot

  • Lot size: 6,250 sqft
  • Features: Level,Private
  • Lot size dimensions: 50' x 125'

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$216$2,592
Property Taxes $579$6,948
Electricity $247$2,972
Total$3,211$38,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,091/yr
40% on housing$96,330/yr
45% on housing$85,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 11951$302
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11951$364
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$429,000

For Sale by Agent

AgentJohn W. Liberti Jr CRB CRS
BrokerageJohn Liberti Real Estate

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