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69 Locust Drive, Mastic Beach, NY, 11951

1beds
1baths
752sqft
$320,000
$426price/sqft
$2,457/moest. monthly cost
$98,280/yrincome needed

About This Home

Charming 1-Bedroom Retreat in Mastic Beach, Brookhaven, LI Welcome to 69 Locust Drive, a cozy and inviting 1-bedroom home nestled in the heart of Mastic Beach, two blocks from the beach! Offering 750 sq. ft. of comfort and convenience, this delightful retreat is perfect for anyone seeking a peaceful, pet-friendly living space near the water. Great starter home or a great investment! Mastic Beach is up and coming and expected to do a 180 in the next few years. Buy it now before the prices reflect that soon-to-come gentrification. Central air and ceiling fans in all rooms, and a windowed kitchen and bathroom. Front and back yards, with the back yard fenced in for the safety and enjoyment of your furry friend. Step inside to discover a spacious living area that flows effortlessly into a well-equipped eat-in kitchen, complete with essential appliances, washer, dryer, refrigerator, electric stovetop, microwave, and dishwasher. Don't miss this chance to live close to the beach in the charming community of Mastic Beach. Schedule a showing today and make 69 Locust Drive your new home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
3/10
William Floyd High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2008

Materials

  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2008

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,Ceiling Fan(s),Eat-in Kitchen
  • Window features: Aluminum Frames,Blinds,Skylight(s)
  • Flooring: Wood
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 752
  • Total interior livable area: 752 sqft

Property

Details

  • Parcel number: 0200982101000002000
  • Special condition: None

Features

  • Levels: One
  • Exterior features: Dog Run,Fire Pit,Mailbox
  • Fencing: Fenced

Lot

  • Lot size: 7,841 sqft
  • Features: Back Yard,Front Yard,Landscaped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$161$1,932
Property Taxes $432$5,184
Electricity $246$2,954
Total$2,457$29,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,240/yr
40% on housing$73,710/yr
45% on housing$65,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 11951$304
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11951$364
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$320,000
2026-07-14Price change$320,000
2026-06-17Listed for sale$345,000
2026-03-12Pending sale$345,000
2026-01-30Listed for sale$345,000
2025-11-16Listing removed--
2025-11-13Listed for sale$525,000
2025-03-29Listing removed$3,200
2025-03-16Listed for rent$3,200
2023-06-16Sold$272,999
2023-03-19Pending sale$272,999
2022-09-09Price change$272,999
2022-08-16Price change$275,000
2022-07-06Price change$279,999
2022-05-12Listed for sale$274,999

For Sale by Agent

AgentEric R. Hamm
BrokerageCorcoran MH, LLC

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