1949 Independence Rd, Independence, KY, 41051
About This Home
Exceptional 2,334 SQ FT, 4-5 Bedroom, 3 Full Bath Home with an Oversized 23x21 2-Car Garage, an Additional 300 SQ FT of Partially Finished Lower-Level Living Space, a Highly Flexible Floor Plan, and Outstanding Versatility! Recent Updates Include New Windows (2024) and New HVAC (2021). Designed to Adapt to a Variety of Lifestyles, This Spacious Home Features Two Main-Level Rooms That Can Serve as Additional Bedrooms, a Private Study, Home Office, Playroom, or Guest Suite. A Full Bath on the First Floor Makes the Flexible Layout Ideal for Multigenerational Living, Remote Work, or Overnight Guests. The Expansive Great Room and Dining Room Create an Incredible Open Living and Entertaining Space, Making It Easy to Host Holiday Celebrations, Family Gatherings, and Everyday Activities. The Kitchen Offers Lots of Cabinetry, Generous Counter Space, and a Breakfast Area That Opens to the Main Living Areas, Keeping Everyone Connected. Upstairs, You'll Find Comfortable Bedrooms with Ceiling Fans with Light Packages, Including a Large Primary Suite. The Additional 300 SQ FT of Partially Finished Lower-Level Living Space Is Perfect for a Recreation Room, Media Room, Exercise Area, Hobby Space, Playroom, or Additional Storage. Outdoor Living Is a True Highlight of This Home. Relax on the Welcoming Covered Front Porch or Enjoy the Incredible Covered Rear Patio, an Ideal Extension of Your Living Space for Morning Coffee, Outdoor Dining, Cookouts, Family Gatherings, Entertaining Friends, and Peaceful Evenings. The Fenced Backyard and Storage Shed Add Even More Everyday Convenience. Filled with Natural Light, the Open Floor Plan Adapts to Your Changing Needs and Offers Comfortable Living for Families of All Sizes. Located in an Award-Winning School District just Minutes from Shopping, Dining, Parks, and Major Highways, This Home Features Gas Heat & Combines Size, Flexibility, and Value in a Way That's Becoming Increasingly Difficult to Find. NO MONEY DOWN on USDA for Qualified Buyer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Poured Concrete
- Roof: Composition,Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Other,See Remarks,Stainless Steel Appliance(s),Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: See Remarks,Full
Bathroom2
- Features: Full Finished Bath,Half Bath Rough In,Laminate Flooring,Plank Flooring,See Remarks,Shower
- Level: First
- Area: 40
- Dimensions: 8 x 5
Bathroom3
- Features: Full Finished Bath,Laminate Flooring,Plank Flooring,See Remarks,Shower,Tub,Tub With Shower
- Level: Second
- Area: 45
- Dimensions: 9 x 5
Bedroom2
- Features: Carpet Flooring,See Remarks,Ceiling Fan(s)
- Level: Second
- Area: 156
- Dimensions: 13 x 12
Bedroom3
- Features: Ceiling Fan(s),Carpet Flooring,See Remarks
- Level: Second
- Area: 90
- Dimensions: 10 x 9
Bedroom4
- Features: Ceiling Fan(s),Laminate Flooring,Plank Flooring,See Remarks
- Level: First
- Area: 156
- Dimensions: 13 x 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Chandelier,Chair Rail,Laminate Flooring,Plank Flooring,See Remarks
- Level: First
- Area: 170
- Dimensions: 17 x 10
Entry
- Features: Entrance Foyer,Laminate Flooring,Private Entry,Plank Flooring,See Remarks,Walk-Out Access
- Level: First
- Area: 78
- Dimensions: 13 x 6
Features
- See Remarks,Storage,Open Floorplan,Entrance Foyer,Eat-in Kitchen,Double Vanity,Crown Molding,Chandelier,Built-in Features,Ceiling Fan(s)
- Door features: Multi Panel Doors
- Window features: Double Hung,Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Marble,Wood Burning
- Fireplace: Yes
Great Room
- Features: Ceiling Fan(s),Fireplace(s),Laminate Flooring,Plank Flooring,See Remarks
- Level: First
- Area: 294
- Dimensions: 21 x 14
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,334
- Total interior livable area: 2,334 sqft
Kitchen
- Features: Eat-in Kitchen,See Remarks,Vinyl Flooring,Wood Cabinets,Walk-Out Access
- Level: First
- Area: 195
- Dimensions: 15 x 13
Laundry
- Features: Concrete Flooring,See Remarks,Utility Sink
- Level: Lower
- Area: 80
- Dimensions: 10 x 8
Other
- Features: See Remarks,Closet(s),Laminate Flooring,Plank Flooring
- Level: First
- Area: 165
- Dimensions: 15 x 11
Other
- Features: Recessed Lighting,See Remarks,Storage
- Level: Lower
- Area: 300
- Dimensions: 25 x 12
Other
- Features: Built-in Features,See Remarks,Storage
- Level: Lower
- Area: 221
- Dimensions: 17 x 13
Primary Bath
- Features: Double Vanity,Laminate Flooring,Plank Flooring,See Remarks,Shower,Tub,Tub With Shower
- Level: Second
- Area: 45
- Dimensions: 9 x 5
Primary Bedroom
- Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring,See Remarks
- Level: Second
- Area: 195
- Dimensions: 15 x 13
Property
Details
- Parcel number: 0330000021.51
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Porch
- Fencing: Full,Metal
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.29 Acres
- Features: See Remarks
- Lot size dimensions: 0.29
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front,Off Street,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $0 | $0 |
| Electricity | $184 | $2,211 |
| Total | $2,097 | $25,164 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-05 | Listed for sale | $350,000 |
| 2015-04-06 | Sold | $171,000 |
| 2015-01-17 | Price change | $174,900 |
| 2014-11-26 | Listed for sale | $179,900 |
| 2001-02-15 | Sold | $137,000 |
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