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329 Highway Ave, Ludlow, KY, 41016

2beds
1baths
1,339sqft
$79,900
$60price/sqft
$697/moest. monthly cost
$27,880/yrincome needed

About This Home

Potential short sale, add extra time for closing Needs some TLC, but great location Sold as-is, cash type buyer

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
6/10
Ludlow High SchoolGrades 7-120.7 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: See Remarks

Bedroom2

  • Features: See Remarks
  • Level: Second
  • Area: 168
  • Dimensions: 12 x 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Window features: Vinyl Frames,Wood Frames
  • Number of fireplaces: 1
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,339
  • Total interior livable area: 1,339 sqft

Kitchen

  • Features: Concrete Flooring
  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Living Room

  • Features: Fireplace(s)
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Primary Bath

  • Features: Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 8 x 5

Property

Details

  • Parcel number: 0401201011.00

Features

  • Levels: Multi/Split
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 170

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$53$636
Property Taxes $86$1,032
Electricity $154$1,850
Total$697$8,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,897/yr
40% on housing$20,910/yr
45% on housing$18,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 41016$115
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41016$166
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$99,900
2019-10-24Sold$75,000
2019-08-26Pending sale$79,900
2019-05-30Listed for sale$79,900
2018-12-01Listing removed$85,000
2018-07-12Price change$85,000
2018-06-12Price change$87,500
2018-05-31Listed for sale$89,900
2007-11-09Sold$80,000
2004-04-15Sold$35,000
2004-01-29Sold$40,001
1997-01-03Sold$65,000

For Sale by Agent

AgentChristi Krieger
BrokerageAlegna Realty, LLC

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