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1120 Parkway Ave, Covington, KY, 41011

3beds
2baths
822sqft
$280,000
$341price/sqft
$2,042/moest. monthly cost
$81,680/yrincome needed

About This Home

Welcome to this beautiful home in the heart of Covington! Featuring three spacious bedrooms and three full luxury bathrooms, plus an additional room perfect for a study or office. The finished attic offers endless possibilities—make it your next office, a cozy man cave, or design it your way. This home is conveniently located near city hospitals, parks, and downtown—an area where property values continue to rise every day. Don't miss the chance to make it yours!

Getting Around

32
WalkingCar-Dependent
37
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

3/10
Holmes Middle SchoolGrades 6-82.5 mi
1/10
Holmes High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Features: Tile Flooring
  • Level: Basement
  • Area: 45
  • Dimensions: 5 x 9

Bathroom3

  • Features: Tile Flooring
  • Level: Basement
  • Area: 40
  • Dimensions: 5 x 8

Bathroom4

  • Features: Tile Flooring
  • Level: First
  • Area: 30
  • Dimensions: 5 x 6

Bedroom2

  • Features: Luxury Vinyl Flooring
  • Level: Basement
  • Area: 108
  • Dimensions: 9 x 12

Bedroom3

  • Features: Bath Adjoins,Luxury Vinyl Flooring
  • Level: Basement
  • Area: 140
  • Dimensions: 14 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 822
  • Total interior livable area: 822 sqft

Kitchen

  • Features: Ceramic Tile Flooring
  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Living Room

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 391
  • Dimensions: 23 x 17

Office

  • Features: Luxury Vinyl Flooring
  • Level: Basement
  • Area: 108
  • Dimensions: 9 x 12

Primary Bath

  • Features: Ceramic Tile Flooring,Double Vanity
  • Level: First
  • Area: 45
  • Dimensions: 5 x 9

Primary Bedroom

  • Features: Bath Adjoins,Luxury Vinyl Flooring
  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 0403201008.00

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 40 x 236

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$189$2,268
Property Taxes $284$3,408
Electricity $154$1,850
Total$2,042$24,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,011/yr
40% on housing$61,260/yr
45% on housing$54,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 41011$205
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41011$192
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Listed for sale$295,000
2025-12-30Listing removed$309,900
2025-10-08Price change$309,900
2025-09-09Listed for sale$320,000
2023-12-29Sold$70,000
2016-03-08Sold$55,000
2016-01-27Listed for sale$54,900
2015-08-13Listing removed$54,900
2015-08-05Listed for sale$54,900
2014-12-16Listing removed$50,000
2014-07-12Price change$50,000
2013-07-02Price change$54,900
2012-06-27Listed for sale$59,900
1997-05-05Sold$19,000

For Sale by Agent

AgentAlejandro Navarrete
BrokerageHuff Realty - Florence

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