728 W 9th St, Covington, KY, 41011
About This Home
Beautiful brick newly updated home in West Covington, just minutes from downtown Cincinnati, Newport on the Level, Bellevue and Ludlow. This spacious home features 4 bedrooms 3.5 updated baths.all new flooring, Primary Bedroom on first floor, New kitchen with new stainless appliance, stove. refrigerator, diswasher ,stove granite counter tops with white cabinets Kitchen also features 2 pantries, eat in area. Lets not forget the huge living room and formal dining room. Full baths have ceramic floors. Main level luxury laminate flooring, upstairs all new carpet. Outdoor features hugh deck and private backyard. NEW CENTRAL AIR AUGUST 2026!!!!!!!!!!
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Historic
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator
- Laundry features: Electric Dryer Hookup,In Basement
Bathroom2
- Features: Laminate Flooring
- Level: First
- Area: 12.5
- Dimensions: 5 x 2.5
Bathroom3
- Features: Soaking Tub,Tile Flooring,Full Finished Bath
- Level: Second
- Area: 42
- Dimensions: 7 x 6
Bathroom4
- Features: Full Finished Bath,Tile Flooring,Tub With Shower
- Level: Second
- Area: 49
- Dimensions: 7 x 7
Bedroom2
- Features: Bath Adjoins,Carpet Flooring
- Level: Second
- Area: 256
- Dimensions: 16 x 16
Bedroom3
- Features: Carpet Flooring
- Level: Second
- Area: 64
- Dimensions: 8 x 8
Bedroom4
- Features: Carpet Flooring
- Level: Second
- Area: 324
- Dimensions: 18 x 18
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Laminate Flooring
- Level: First
- Area: 240
- Dimensions: 16 x 15
Features
- Pantry,High Speed Internet,Granite Counters,Eat-in Kitchen,Ceiling Fan(s),High Ceilings,Natural Woodwork
- Window features: Aluminum Clad Window(s),Vinyl Clad Window(s),Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Brick,Inoperable,Insert
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,836
- Total interior livable area: 1,836 sqft
Kitchen
- Features: Pantry,Eat-in Kitchen
- Level: First
- Area: 240
- Dimensions: 16 x 15
Living Room
- Features: Fireplace(s),Laminate Flooring,Walk-Out Access
- Level: First
- Area: 330
- Dimensions: 15 x 22
Primary Bath
- Features: Tile Flooring,Shower
- Level: First
- Area: 64
- Dimensions: 8 x 8
Primary Bedroom
- Features: Carpet Flooring,Fireplace(s),Walk-Out Access
- Level: First
- Area: 324
- Dimensions: 18 x 18
Property
Details
- Parcel number: 0404403017.00
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Fencing: Metal
- Has view: Yes
- View description: City,Neighborhood
Lot
- Lot size: 3,920 sqft
- Features: Corner Lot,Level
- Lot size dimensions: 3920 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $289 | $3,468 |
| Electricity | $154 | $1,850 |
| Total | $2,019 | $24,228 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
View on Zillow