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70 N Lake Avenue, Albany, NY, 12206

4beds
3baths
1,610sqft
$300,000
$186price/sqft
$2,413/moest. monthly cost
$96,520/yrincome needed

About This Home

Fully upgraded 2 family. Excellent Condition. New Roof, New Furnace, New Kitchens, New Bathrooms, New appliances. First floor unit with 2 bed 1 bath. Second floor unit with 2 bed 2 bath. Estimated rental $3200 per Month.

Getting Around

94
WalkingWalker's Paradise
62
TransitGood Transit
73
BikeVery Bikeable

Schools

5/10
4/10
Albany High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Rubber
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,610

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Property

Details

  • Parcel number: 010100 65.63376
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: None

Features

  • Patio & porch: None
  • Exterior features: Other
  • Fencing: Back Yard

Lot

  • Lot size: 2,178 sqft
  • Features: Other

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$206$2,472
Property Taxes $425$5,100
Electricity $266$3,192
Total$2,413$28,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,731/yr
40% on housing$72,390/yr
45% on housing$64,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 12206$160
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12206$134
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$339,000
2023-05-23Listing removed--
2022-02-08Listing removed$29,900
2021-02-11Sold$35,000
2020-09-17Pending sale$29,900

For Sale by Agent

AgentShiju Salahudeen
BrokerageJannah Realty LLC

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