




908 19th Street, Watervliet, NY, 12189
About This Home
Prime Watervliet Triplex: 3-Unit Income Property in Mixed-Use Zone 908 19th St, Watervliet, NY 12189 Owner Occupied | 🏢 3 Units | 🛏️ 6 Beds Total | 🚿 3 Baths Discover a rare opportunity to own a fully functional triplex in the heart of Watervliet! This 2,880 sq. ft. multi-family property offers immediate income potential with three distinct units, perfect for an owner-occupant looking to subsidize their mortgage or an investor seeking stable cash flow. Unit Breakdown & Layout • Upstairs Unit: Spacious 3-bedroom, 1-bath residence with ample living space. • Rear Unit: Comfortable 2-bedroom, 1-bath apartment with private access. • Front Unit: Efficient 1-bedroom, 1-bath unit ideal for a single tenant or studio setup. Key Features • Generous Living Space: Totaling 2,880 sq. ft. across three stories, ensuring no compromises on comfort. • Parking Perks: Enjoy convenient off-street parking and a dedicated rear driveway, a valuable asset in this area. • Zoning Advantage: Located in Mixed-Use 2 (M-2) zoning, offering flexibility for future commercial or residential adaptations. • Lot Size: Situated on a 0.11-acre lot, balancing density with privacy. • Utility Efficiency: Property features separate meters for power and gas, allowing tenants to manage their own utility costs.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Roof: Rubber
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Triplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Vinyl,Hardwood
- Finished area below ground: 0
- Finished area above ground: 2,880
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,880
- Total interior livable area: 2,880 sqft
Property
Details
- Parcel number: 011800 32.5811
- Attached to another structure: Yes
- Zoning description: Mixed
- Special condition: Standard
Features
- Exterior features: Other
- Fencing: None
Lot
- Lot size: 4,791 sqft
Parking
- Total spaces: 5
- Parking features: Off Street,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $460 | $5,520 |
| Electricity | $475 | $5,711 |
| Total | $2,690 | $32,280 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $295,000 |
| 2026-08-05 | Price change | $295,000 |
| 2026-07-20 | Listed for sale | $325,000 |
| 2019-01-17 | Listing removed | $795 |
| 2018-12-06 | Listed for rent | $795 |
