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94 Clapper Road, Selkirk, NY, 12158

3beds
3baths
1,820sqft
$589,000
$324price/sqft
$4,294/moest. monthly cost
$171,760/yrincome needed

About This Home

Home being sold as is Secluded beautiful log cabin on 60 acres. Great space for a outdoor enthusiasts or someone seeking privacy. 2 large metal outbuildings for the car enthusiasts or hobbyist. (36'x76' and 40' x 60') Plenty of space for recreational vehicles, equipment or a workshop. Radiant heat. Basement has 8' ceilings Seperate home on property has multi family potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Trash Compactor,Washer/Dryer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Walk-Out Access

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Walk-In Closet(s),Ceramic Tile Bath,Eat-in Kitchen
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,820

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Oil,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: First

Loft

  • Level: Second

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 012200 122.00150
  • Zoning description: Single Residence
  • Special condition: Estate

Features

  • Patio & porch: Covered,Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 60.80 Acres
  • Features: Secluded,Private,Wooded

Parking

  • Total spaces: 10
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$182$2,184
Property Taxes $834$10,008
Electricity $300$3,609
Total$4,294$51,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,222/yr
40% on housing$128,820/yr
45% on housing$114,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 12158$276
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12158$241
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$589,000

For Sale by Agent

AgentJeff Siggia
BrokerageSalisbury Real Estate Services

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