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1 Howard Rd, Fort Wright, KY, 41011

2beds
2baths
0sqft
$261,900
--price/sqft
$1,875/moest. monthly cost
$75,000/yrincome needed

About This Home

Charming Fort Wright Cape Cod, conveniently situated on a large corner lot, offering exceptional value. Features an inviting enclosed porch, finished lower level with full bath, flexible living space, abundant storage, and a spacious yard. Recent updates include a refreshed bathroom, 4 year old roof, 4 year old water heater, new kitchen floors and a new stove. Original hardwood floors beneath carpet offers exciting potential for the next owner. Located just minutes from shopping, dining, schools, major highways, and downtown Cincinnati.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
6/10
9/10
Dixie Heights High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bedroom2

  • Features: See Remarks
  • Level: First
  • Area: 143
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: See Remarks
  • Level: First
  • Area: 104
  • Dimensions: 8 x 13

Family Room

  • Features: See Remarks
  • Level: Basement
  • Area: 273
  • Dimensions: 13 x 21

Features

  • Window features: Aluminum Frames,Awning
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Kitchen

  • Features: See Remarks
  • Level: First
  • Area: 72
  • Dimensions: 8 x 9

Living Room

  • Features: See Remarks
  • Level: First
  • Area: 182
  • Dimensions: 13 x 14

Primary Bedroom

  • Features: See Remarks
  • Level: First
  • Area: 156
  • Dimensions: 12 x 13

Property

Details

  • Parcel number: 0412000081.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Patio,Porch

Lot

  • Lot size dimensions: Of Record

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,324$15,888
Home Insurance *$177$2,124
Property Taxes $220$2,640
Electricity $154$1,850
Total$1,875$22,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,285/yr
40% on housing$56,250/yr
45% on housing$50,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41011$205
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41011$192
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$255,900
2026-08-11Price change$259,900
2026-07-23Price change$261,900
2026-07-16Price change$267,000
2026-06-05Listed for sale$269,000
2020-11-13Sold$122,500
2020-10-19Pending sale$125,000
2020-10-16Listed for sale$125,000

For Sale by Agent

AgentEric Granacher
BrokerageSibcy Cline, REALTORS-Florence

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