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19 Clinton St, Binghamton, NY, 13905

2beds
--baths
0.19sqft
$119,000
$626,316price/sqft
$1,123/moest. monthly cost
$44,920/yrincome needed

About This Home

TAXES REDUCED AND NOW $5,033/YEAR. 19 Clinton Street presents a multifamily redevelopment opportunity located at the foot of the Clinton Street Bridge, just minutes from Downtown Binghamton. The property currently includes a 2-bedroom apartment, approximately 1,100 SF of retail space, and a 3,000 SF wood-framed warehouse, offering flexibility for residential conversion or mixed-use repositioning. Existing approvals are in place to convert the retail space into an additional 2-bedroom apartment, creating immediate upside potential. The large parcel provides ample room for parking, storage, or future improvements. Conveniently located near Downtown employers, public transportation, and ongoing redevelopment activity, the property is well positioned to benefit from continued demand for housing in the Binghamton market.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

6/10
Woodrow Wilson SchoolGrades PK-51.2 mi
3/10
West Middle SchoolGrades PK,6-81.1 mi
3/10
Binghamton High SchoolGrades PK,9-120.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi-Family
  • Property subType: Multi Family,Apartment

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2

Features

  • Flooring: Other,See Remarks
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total interior livable area: 0.19 sqft

Property

Details

  • Parcel number: 03020016002400010410000000
  • Zoning: neighborhood commercial
  • Zoning description: neighborhood commercial

Features

  • Exterior features: Mature Trees/Landscape

Lot

  • Lot size: 8,276 sqft
  • Features: Other,See Remarks
  • Lot size dimensions: 257 x 45

Parking

  • Parking features: Barn

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$57$684
Property Taxes $219$2,628
Electricity $246$2,954
Total$1,123$13,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,502/yr
40% on housing$33,690/yr
45% on housing$29,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$626,316This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$108
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-03Price change$119,000
2026-05-28Price change$125,000
2026-05-26Listed for sale$139,000

For Sale by Agent

AgentScott Warren
BrokerageINNOVATIVE COMMERCIAL ADVISORS

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