See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

28 Riverside Dr, Binghamton, NY, 13905

6beds
2baths
2,196sqft
$189,000
$86price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

Uncover the potential of this classic charmer perfectly positioned on desirable Riverside Dr. This property offers an incredible opportunity for renovators, or investors. Ideal as a single family home, student housing or office space. The original architectural details add timeless charm to this large 2 story. The flexible layout offers multiple possibilities. Whether you're looking to restore its historic charm or reimagine this for modern living, this is a rare chance to create your something special.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
Horace Mann SchoolGrades PK-50.6 mi
5/10
West Middle SchoolGrades PK,6-81.0 mi
3/10
Binghamton High SchoolGrades PK,9-120.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,196

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 2,196 sqft

Property

Details

  • Parcel number: 03020016055230

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Porch

Lot

  • Lot size: 3,920 sqft
  • Features: Sloped Up
  • Lot size dimensions: .09 acres

Parking

  • Parking features: None,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$91$1,092
Property Taxes $348$4,176
Electricity $362$4,354
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 13905$108
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13905$128
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-22Listed for sale$189,000

For Sale by Agent

AgentMary Ruffo
BrokerageEXIT REALTY HOMEWARD BOUND

Similar Homes