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4467 Brady Hill Rd, Binghamton, NY, 13903

3beds
1baths
1,600sqft
$45,000
$28price/sqft
$602/moest. monthly cost
$24,080/yrincome needed

About This Home

Detached two car garage and several storage sheds and rent-able trailer in need of updates on property behind house - SOLD AS IS. Structures and land price. Would be a good property to renovate and update. Well water and electric, pellet stove in house, oil furnace in trailer. Buyer responsible for all closing costs. For sale by owner only, bank loan or cash offers. No owner financing or rent to own. Please text with questions during daytime hours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 1860

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Forced air,Wood / Pellet

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 032800209042901

Features

  • Exterior features: Composition

Lot

  • Lot size: 0.89 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$29$348
Property Taxes $82$984
Electricity $264$3,172
Total$602$7,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,640/yr
40% on housing$18,060/yr
45% on housing$16,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 13903$97
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13903$113
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$70,000
2026-05-03Pending sale$70,000
2026-04-21Price change$70,000
2026-04-20Listed for sale$75,000

For Sale by Owner

AgentProperty Owner

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