654 Chenango St, Binghamton, NY, 13901
About This Home
EXCEPTIONAL MIXED-USE TRIPLEX INVESTMENT IN THE VILLAGE OF PORT DICKINSON SOLID 1960-BUILT MIXED-USE PROPERTY OFFERING 2,860 SQ FT OF TOTAL SPACE WITH THREE INCOME-PRODUCING UNITS AND STRONG CURRENT CASH FLOW. CURRENTLY GENERATING $2,620 PER MONTH ($31,440 ANNUALLY)...... Unit Breakdown ----- First Floor Front – Beauty Salon (approx. 460 sq ft): Updated electric, mini-split heating & cooling, half-bath with washer/dryer, and kitchenette. Tenant paying $800/month (month-to-month)........ First Floor Rear – 1-Bedroom Apartment (approx. 690 sq ft): 1 bed, 1 full bath, living room, and kitchen. Tenant paying $670/month (month-to-month)....... Second Floor + Attic – 3-Bedroom Apartment (approx. 1,246 sq ft total): Main level (966 sq ft) features 1 bedroom, full bath, kitchen, dining room, and living room; attic level (280 sq ft) adds two additional bedrooms. Tenant paying $1,120/month (lease through February). Property Features ------ Updated windows throughout --- New bathroom siding --- Separate utilities for all units --- Gas forced-air furnace for the residential units + efficient mini-splits in the salon --- Full basement for utilities and storage --- Large detached 2-car garage plus additional off-street parking --- Municipal sewer and public water --- Low-maintenance carpet and vinyl flooring with large windows providing excellent natural light --- Ideally located in the desirable Village of Port Dickinson within the highly regarded Chenango Valley Central School District....... Convenient access to highways, shopping, dining, and downtown Binghamton....... This is a rare turnkey mixed-use opportunity with solid tenants already in place and excellent long-term upside for the seasoned investor. Don’t miss this income-producing gem!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1960
Materials
- Roof: Architectural,Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Architectural style: Triplex
- Property subType: Mixed Use,Triplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Other,See Remarks
- Flooring: Ceramic Tile,Hardwood,Varies
Heating & Cooling
- Heating features: Gas,Other,See Remarks
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 3,916
- Total interior livable area: 3,916 sqft
Property
Details
- Parcel number: 03300114402700010180000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 5,000 sqft
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 50 x 100
Parking
- Total spaces: 2
- Parking features: Other,Parking Available,See Remarks,Two or More Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $497 | $5,964 |
| Electricity | $647 | $7,765 |
| Total | $2,637 | $31,644 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $239,888 |
| 2026-07-28 | Price change | $269,888 |
| 2026-07-24 | Listed for sale | $247,000 |
| 2025-10-01 | Listing removed | $250,000 |
| 2025-05-06 | Price change | $250,000 |
| 2025-04-07 | Price change | $260,000 |
| 2025-03-10 | Listed for sale | $265,000 |
| 2025-02-11 | Listing removed | $280,000 |
| 2024-09-24 | Listed for sale | $280,000 |
| 2021-03-17 | Sold | $79,000 |
| 2021-03-06 | Pending sale | $79,999 |
| 2021-03-02 | Listed for sale | $79,999 |
| 2021-03-02 | Pending sale | $79,999 |
| 2021-01-11 | Pending sale | $79,999 |
| 2021-01-02 | Listing removed | -- |
| 2020-09-12 | Price change | $79,999 |
| 2020-05-26 | Price change | $82,500 |
| 2020-03-08 | Price change | $89,500 |
| 2019-10-24 | Listed for sale | $95,000 |
| 2015-03-03 | Sold | $74,000 |
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