See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2474 State Route 26, Endicott, NY, 13760

3beds
2baths
1,069sqft
$99,000
$93price/sqft
$965/moest. monthly cost
$38,600/yrincome needed

About This Home

Rare opportunity to own a waterfront property with incredible potential! This partially finished home sits in a peaceful setting right along the water, offering beautiful water views and endless possibilities for the right buyer. The structure is already in place and ready for someone to complete the finishing touches. Whether you're looking to create your dream residence or an investment property, this home offers a strong foundation and a unique location that’s hard to find. This property has low taxes and is located in Maine Endwell school district. The roofs had new shingles installed 1.5-2 years ago. and all new windows throughout the house. A brand new jacuzzi tub in 2nd floor bathroom along with a double sink bowl vanity. The kitchen has partially finished quartz counter tops and all new cabinets. Also, the living room has a new electric fireplace.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Maine Memorial SchoolGrades PK-51.0 mi
6/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Level: Lower
  • Dimensions: 25x29

Bathroom

  • Level: First
  • Dimensions: 8x8

Bathroom

  • Level: Second
  • Dimensions: 14x9

Bedroom

  • Level: Second
  • Dimensions: 15x9

Bedroom

  • Level: Second
  • Dimensions: 15x9

Bedroom

  • Level: Second
  • Dimensions: 15x19

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Storm Window(s)
  • Flooring: Laminate,Tile
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,069

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,069 sqft

Kitchen

  • Level: First
  • Dimensions: 18x12

Laundry

  • Level: First
  • Dimensions: 12x3

Living Room

  • Level: First
  • Dimensions: 29x13

Property

Details

  • Parcel number: 03380009100100010040000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Enclosed,Open,Porch
  • Exterior features: Deck

Lot

  • Lot size: 0.35 Acres
  • Features: Sloped Down
  • Lot size dimensions: .35

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters in Broome County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$44$528
Property Taxes $175$2,100
Electricity $246$2,954
Total$965$11,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,085/yr
40% on housing$28,950/yr
45% on housing$25,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 13760$103
Broome County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 13760$127
Broome County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$99,000
2026-03-17Listed for sale$129,900
2023-04-26Listing removed--
2023-04-24Price change$50,000
2023-03-28Price change$52,500
2023-03-21Price change$53,000
2023-02-27Price change$54,000
2023-01-25Price change$55,000
2023-01-13Listed for sale$59,000

For Sale by Agent

AgentChristopher Shadduck
BrokerageWARREN REAL ESTATE (FRONT STREET)

Similar Homes