105 Prospect St, Endicott, NY, 13760
About This Home
Welcome to 105 Prospect St! This well maintained property located in the heart of Endicott boasts, 6 units, with a detached 4 car garage, all units & garage spaces are fully rented!! Long term tenants & on Municipal Electric!! Roof is approx. 5 years old, New hot water tank in 2023. Lets start off 2026 by adding this nice Investment property to your portfolio today!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Multi-Family
- Property subType: Multi Family,Apartment
Interior
Appliances
- Appliances included: Gas Water Heater,Microwave,Oven
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 6
- Full bathrooms: 6
Features
- Flooring: Carpet,Hardwood,Tile
- Finished area above ground: 4,000
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total interior livable area: 4,000 sqft
Property
Details
- Parcel number: 03460115713829
- Zoning: RT4
- Zoning description: RT4
Features
- Patio & porch: Covered,Porch
- Exterior features: Porch
Lot
- Lot size: 8,600 sqft
- Features: Level
- Lot size dimensions: 50 x 172
Parking
- Total spaces: 4
- Parking features: Driveway,Oversized,Parking Space(s)
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $478 | $5,736 |
| Electricity | $661 | $7,932 |
| Total | $2,569 | $30,828 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Price change | $285,000 |
| 2026-01-05 | Listed for sale | $295,000 |
| 2005-04-13 | Sold | $135,000 |
View on Zillow