100 Main St, Windsor, NY, 13865
About This Home
Excellent opportunity to own a versatile mixed-use property in downtown Windsor. This well-positioned building features a fully occupied commercial storefront on the first floor, currently operating as a smoke shop, with strong street-level visibility along Main Street. The second floor offers a spacious residential apartment featuring 3 bedrooms and 1 full bathroom, making it ideal for additional rental income. The residential unit provides comfortable living space with a functional layout and separate access from the commercial space below. Whether you're an investor seeking a cash-flowing property or an entrepreneur looking to combine business and residential use, this property offers flexibility and long-term potential. Located in a high-visibility Main Street location with convenient access to local businesses, services, and major transportation routes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Other,See Remarks
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Apartment
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other,See Remarks
- Flooring: Other,See Remarks
- Finished area below ground: 0
- Finished area above ground: 3,320
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 3,320 sqft
Property
Details
- Parcel number: 0350011821128
- Zoning: Comm
- Zoning description: Comm
Features
- Patio & porch: Deck,Open
- Exterior features: Deck,Other
Lot
- Lot size: 5,227 sqft
- Features: Level
- Lot size dimensions: 53 x 0
Parking
- Parking features: None,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Broome County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $366 | $4,392 |
| Electricity | $548 | $6,583 |
| Total | $2,025 | $24,300 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $199,000 |
| 2026-06-17 | Listed for sale | $209,000 |
| 2018-01-04 | Sold | $130,000 |
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