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21 Ludlow St APT 5C, New york, NY, 10002

2beds
1baths
--sqft
$925,000
--price/sqft
$5,748/moest. monthly cost
$229,920/yrincome needed

About This Home

Sunny 2-Bed Condo with Spacious Terrace!! This bright, sun-filled residence features oversized windows that bring in abundant natural light throughout the day, creating an open and inviting living and dining space. Renovated in 2020, the home features a beautifully updated kitchen with custom maple wood cabinetry, Corian countertops, and thoughtful craftsmanship throughout. A private balcony extends the living space outdoors, offering the perfect spot for your morning coffee or to unwind in the evening. Both bedrooms are generously sized and comfortably fit queen-sized beds with additional furniture. Additional highlights include a generous hallway closet for extra storage and an instant water heater for added convenience. Positioned in a highly coveted prime neighborhood, the property boasts an unbeatable location merely steps away from the F/B/D/J/M/Z trains, making daily commutes and city exploration effortless. The 21 Ludlow Street building is located in the Lower East Side between Canal and Hester Street. This 9-story elevator building has 23 residential units and was built in 1901. It was converted to condo in 2009. It features a laundry room and a video intercom system. The condo building allows pets, subletting, co-purchasing, guarantors, gifting and pied-a-terres.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
97
BikeBiker's Paradise

Schools

9/10
Ps 42 Benjamin AltmanGrades PK-50.0 mi
6/10
Ms 131Grades 6-80.1 mi
4/10
Emma Lazarus High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Roof Rights

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Property

Details

  • Parcel number: 00298121501
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$278$3,336
Property Taxes $547$6,564
Electricity $246$2,954
Total$5,748$68,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,074/yr
40% on housing$172,440/yr
45% on housing$153,280/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 10002$1,114
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10002$675
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-29Listed for sale$925,000

For Sale by Agent

AgentBrendan Yu
BrokerageKeller Williams NYC

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