




165 W 126th St, New York, NY, 10027
About This Home
VALUE-PLAY IN CENTRAL HARLEM Located on a quiet, tree-lined block, 165 West 126 presents an exciting opportunity to own a renovated income-producing 2-family in the heart of Central Harlem. The limestone façade is adorned with the original prewar details from the early 1900’s. The house measures 17 ft wide, encompassing 3,340 square feet of above-grade living space plus a full-height basement and a landscaped private back yard. The residence is located near the A/B/C/D and 2/3 trains and is also convenient to incredible shopping as well as countless restaurants, all offering the flavor and vibrance of Harlem. OWNERS DUPLEX Enter through the garden level consisting of a separate dining area with a huge kitchen taking center stage. Step down to the sunken living room adorned with a decorative fireplace, custom storage and direct access to the landscaped backyard with a welcoming raised deck seating area sheltered by a pergola. Ascend the stairs to the Parlor level showcasing some of the home’s loveliest ornate prewar details. Here you will find 2 bedrooms and 2 fully renovated bathrooms. The Primary bedroom boasts a huge walk-in closet with custom interiors, an en suite bath with double sink/marble vanity and large stall shower. Step out and enjoy your very own private balcony overlooking the home’s backyard; the perfect spot to unwind with a nightcap. UPPER DUPLEX This unit floods with natural light. The lower, entertaining level, offers separate living and dining rooms anchored by an expansive kitchen with impressive cabinet storage and counter space. The upper floor is home to 2 huge bedrooms, washer/dryer, 2 bathrooms and great closets. CELLAR: A clean, open tiled cellar offers amazing storage, washer/dryer and even a bathroom! This is your opportunity to own a ready-made income-producing home perfectly situated in the epicenter of Central Harlem where culture and community remain the foundation of this historic neighborhood.
Getting Around
Schools
Construction
Condition
- Year built: 1910
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Washer/Dryer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Flooring: Hardwood
- Fireplace features: Decorative
- Fireplace: Yes
Interior Area
- Total structure area: 3,430
- Total interior livable area: 3,430 sqft
Property
Details
- Parcel number: 019110007
- Special condition: Resale
Features
- Patio & porch: Other
- Exterior features: Balcony,Garden
- Has view: Yes
- View description: Garden
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,630 | $139,560 |
| Home Insurance * | $1,307 | $15,684 |
| Property Taxes | $1,360 | $16,320 |
| Electricity | $566 | $6,802 |
| Total | $14,863 | $178,356 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $2,450,000 |
| 2026-04-01 | Listing removed | $2,575,000 |
| 2025-11-24 | Price change | $2,575,000 |
| 2025-10-07 | Listed for sale | $2,795,000 |
| 2014-06-10 | Sold | $1,957,500 |
| 2006-09-28 | Sold | $901,250 |
| 2004-10-25 | Sold | $901,250 |
| 1998-06-10 | Sold | $500 |
