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164 W 133rd St, New York, NY, 10030

4beds
6baths
3,004sqft
$2,399,000
$799price/sqft
$19,091/moest. monthly cost
$763,640/yrincome needed

About This Home

Three-Family Townhouse on Harlem’s Historic “Swing Street” Discover an exceptional opportunity on Harlem’s historic “Swing Street”: a legal three-family townhouse featuring an updated owner’s duplex with private outdoor space and two income-producing floor-through residences. Offering north and south exposures throughout, the home enjoys abundant natural light and presents compelling possibilities as an investment property or primary residence with supplemental rental income. Owner’s Duplex | 2 Bedrooms | 2.5 Baths | Approximately 1,536 Sq. Ft. The spacious duplex features soaring parlor-level ceilings and direct access to the private garden from both floors. The lower level includes a second bedroom with its own below-stoop entrance, offering added privacy and flexibility for a home office or visiting guests. A semi-finished basement with private laundry provides valuable additional utility and storage. Second and Third Floors | 1 Bedroom | 1 Bath | Approximately 768 Sq. Ft. Each Both floor-through residences enjoy north and south exposures and excellent natural light. The second-floor apartment also features an all-in-one washer and dryer. Current Rent Roll -Owner’s duplex: $4,595 per month -Second floor: $2,675 per month -Third floor: $3,075 per month Total annual rent roll: $124,140 Annual real estate taxes: $13,715.28 Projected Market Rent -Owner’s duplex: $5,095 per month -Second floor: $2,925 per month -Third floor: $3,225 per month Projected annual rent roll: $134,940 Ideally situated in Central Harlem near the Schomburg Center, Harlem Hospital, Columbia University, The City College of New York, Whole Foods Market, Lenox Avenue dining, and the 2 and 3 express trains—with the best of Harlem within easy reach.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
69
BikeBikeable

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 3,004
  • Total interior livable area: 3,004 sqft

Property

Details

  • Parcel number: 019170057
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard,Garden
  • Has view: Yes
  • View description: City,Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,130$145,560
Home Insurance *$5,046$60,552
Property Taxes $1,419$17,028
Electricity $496$5,957
Total$19,091$229,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$654,548/yr
40% on housing$572,730/yr
45% on housing$509,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$799This listing

vs Other Active Listings

Avg $/sqft

ZIP 10030$662
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10030$1,013
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$2,399,000
2022-11-03Listing removed--
2022-11-03Price change$2,050,000
2022-09-14Price change$1,949,000
2022-08-17Price change$1,995,000
2022-07-16Price change$2,089,000
2022-05-31Price change$2,195,000
2022-03-11Listed for sale$2,250,000
2016-04-20Sold$1,955,000
2006-07-24Sold$600,000
2000-07-06Sold$365,000
2000-03-15Sold$220,000

For Sale by Agent

AgentWhitney Osentoski
BrokerageBrown Harris Stevens

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