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528 Ferry Ave, Niagara Falls, NY, 14301

4beds
2baths
3,750sqft
$125,000
$33price/sqft
$1,566/moest. monthly cost
$62,640/yrincome needed

About This Home

Sellers will consider all offers from 125000 - 165000. Investment opportunity. Corner retail space with two apartments. the vacant lot at 524 Ferry Avenue which can be used additional parking. The first floor apartment is a one bedroom with the landlord paying all utilities along with the retail space. The upper apartment is a three bedroom with the tenant paying electric. The retail space can possibly be a third apartment if not used for retail. Located in the approve aera for short term rentals. Walking distance to all the attractions. Please submit o to listing agent. Seller has the right to refuse any and all offers. Highest and Best Please. Also listed under Commercial B1618396

Getting Around

79
WalkingVery Walkable
36
TransitSome Transit
86
BikeVery Bikeable

Schools

4/10
3/10
Niagara Falls High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1901

Materials

  • Construction materials: Other,See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 3,750
  • Total interior livable area: 3,750 sqft

Property

Details

  • Parcel number: 2911001590290003007000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,905 sqft
  • Features: Corner Lot,Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 72 x 66

Parking

  • Parking features: Two or More Spaces,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$135$1,620
Property Taxes $180$2,160
Electricity $619$7,436
Total$1,566$18,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,691/yr
40% on housing$46,980/yr
45% on housing$41,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 14301$82
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14301$99
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-04Price change$125,000
2025-08-15Listed for sale$99,000

For Sale by Agent

AgentFrank A Pietrangeli
BrokerageHooper Realty

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