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1104 Niagara St, Niagara Falls, NY, 14303

4beds
2baths
8,118sqft
$250,000
$31price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Prime Investment Opportunity in the Heart of Downtown Niagara Falls! Don't miss your chance to own a versatile and strategically located commercial property just minutes from the world-famous Niagara Falls, the Rainbow Bridge, and the Seneca Niagara Casino! Whether you're an experienced investor or an entrepreneur ready to launch your next venture, this exceptional opportunity is packed with potential. This solid, all-brick building boasts a prominent storefront ideal for retail, office space, or a new business concept. Complementing the commercial space are two well-maintained residential units—perfect for generating consistent rental income or owner-occupancy with supplemental cash flow. Sitting proudly on a double lot, the property offers room for expansion, additional parking, outdoor seating, or future development—rare features in this sought-after location. High foot traffic, tourist appeal, and proximity to major attractions make this a standout investment in a high-demand area. Whether you're envisioning a boutique, café, gallery, or mixed-use investment, this property is your gateway to thriving in the vibrant heart of Niagara Falls.

Getting Around

70
WalkingVery Walkable
33
TransitSome Transit
64
BikeBikeable

Schools

3/10
3/10
Niagara Falls High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Roof: Flat
  • Construction materials: Brick,Copper Plumbing

Type & Style

  • Home type: MultiFamily
  • Architectural style: Triplex
  • Property subType: Mixed Use,Triplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 8,118
  • Total interior livable area: 8,118 sqft

Property

Details

  • Parcel number: 2911001590310002040000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Awning(s),Fully Fenced,Private Yard,See Remarks
  • Fencing: Full

Lot

  • Lot size: 5,118 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 40 x 128

Parking

  • Parking features: Parking Available,Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$298$3,576
Property Taxes $360$4,320
Electricity $1,341$16,098
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$31This listing

vs Other Active Listings

Avg $/sqft

ZIP 14303$84
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14303$83
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$199,000
2026-06-16Listed for sale$250,000
2005-04-18Sold$75,000
2000-08-23Sold$35,000
1998-05-08Sold$35,000

For Sale by Agent

AgentNoah Munoz
BrokerageIconic Real Estate

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