1314 Niagara St, Niagara Falls, NY, 14303
About This Home
WELCOME TO 1314 NIAGARA STREET Mixed-use investment opportunity in a prime location on Niagara Street, a main corridor leading directly to the Rainbow Bridge and just minutes from Niagara Falls. The first floor offers a storefront space ready to be transformed into retail, office, or service use. The second floor features two residential units, including one 1-bedroom and one 2-bedroom apartment. Property requires some updates, making it an excellent value-add opportunity for investors or owner-occupants. Great potential for rental income and long-term appreciation in a high-visibility area. THIS PROPETTY IS ALSO LISTED AS COMMERCIAL MLS: B1677923
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1924
Materials
- Construction materials: Brick,Other
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Other,See Remarks
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 5,394
- Total interior livable area: 5,394 sqft
Property
Details
- Parcel number: 2911001590310003033000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 4,290 sqft
- Features: Other,Near Public Transit,Rectangular,Rectangular Lot,Residential Lot,See Remarks
- Lot size dimensions: 33 x 130
Parking
- Parking features: Other,See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Niagara County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $173 | $2,076 |
| Electricity | $891 | $10,696 |
| Total | $1,813 | $21,756 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $130,000 |
| 2025-09-17 | Sold | $55,000 |
| 1997-10-23 | Sold | $1,000 |
| 1995-02-28 | Sold | $5,100 |
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