239 Kentucky Ave, Covington, KY, 41011
About This Home
Charming, cozy cottage in the heart of Covington's Mutter Gottes neighborhood. Beautifully-restored with attention to detail and an eye for historic preservation. This home is move-in ready with everything updated. Granite/stainless, gorgeous hardwood floors throughout. Close to everything. Mainstrasse. Madison Mile. The exciting, new development, Covington Central Riverfront, downtown, sporting events, shops, cafes, bars, park... the location is sublime. Don't miss this one!!!
Getting Around
Walker's Paradise
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Historic
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Stainless Steel Appliance(s),Gas Range,Dishwasher,Refrigerator,Washer
- Laundry features: Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Partial
Bedroom2
- Features: See Remarks
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Track Lighting,Storage,Granite Counters,Eat-in Kitchen,Chandelier,High Ceilings
- Door features: Multi Panel Doors
- Window features: Aluminum Clad Window(s),Double Hung,Storm Window(s),Wood Frames
- Number of fireplaces: 1
- Fireplace features: Double Sided,Gas
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Forced Air,Baseboard
- Cooling features: Central Air
Interior Area
- Total structure area: 1,267
- Total interior livable area: 1,267 sqft
Kitchen
- Features: See Remarks
- Level: First
- Area: 210
- Dimensions: 14 x 15
Living Room
- Features: See Remarks
- Level: First
- Area: 210
- Dimensions: 14 x 15
Other
- Features: See Remarks
- Level: Second
- Area: 84
- Dimensions: 12 x 7
Primary Bath
- Features: See Remarks
- Level: Second
- Area: 50
- Dimensions: 10 x 5
Primary Bedroom
- Features: See Remarks
- Level: Second
- Area: 195
- Dimensions: 15 x 13
Utility Room
- Features: See Remarks
- Level: First
- Area: 80
- Dimensions: 10 x 8
Property
Details
- Parcel number: 0542110002.00
Features
- Levels: Multi/Split
- Stories: 1
- Patio & porch: Patio
- Exterior features: Private Yard,Lighting
- Fencing: Wrought Iron,Privacy,Wood
- Has view: Yes
- View description: City,Neighborhood
Lot
- Lot size: 1,742 sqft
- Features: Cleared,Level
- Lot size dimensions: 25 x 65
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $403 | $4,836 |
| Electricity | $154 | $1,850 |
| Total | $2,734 | $32,808 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $379,900 |
| 2021-08-03 | Listing removed | -- |
| 2021-07-02 | Listed for rent | $1,400 |
| 2021-03-24 | Listing removed | -- |
| 2020-02-09 | Listing removed | $1,350 |
| 2020-01-25 | Price change | $1,350 |
| 2019-12-05 | Listed for rent | $1,400 |
| 2017-08-25 | Listing removed | $1,200 |
| 2017-08-15 | Price change | $1,200 |
| 2017-08-07 | Price change | $1,275 |
| 2017-07-11 | Price change | $1,250 |
| 2017-06-19 | Listed for rent | $1,300 |
| 2016-10-24 | Sold | $102,500 |
| 2016-10-03 | Pending sale | $115,000 |
| 2016-10-03 | Listed for sale | $115,000 |
| 2012-12-26 | Sold | $79,000 |
| 2012-09-09 | Price change | $82,500 |
| 2012-08-24 | Price change | $85,000 |
| 2012-08-11 | Price change | $89,900 |
| 2012-07-28 | Price change | $95,000 |
| 2012-07-01 | Price change | $105,000 |
| 2012-06-19 | Listed for sale | $119,000 |
| 2009-11-10 | Listing removed | $127,900 |
| 2009-11-08 | Listed for sale | $127,900 |
| 1998-02-10 | Sold | $51,000 |
View on Zillow