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420 W Dominick St, Rome, NY, 13440

2beds
4baths
4,893sqft
$244,900
$50price/sqft
$2,533/moest. monthly cost
$101,320/yrincome needed

About This Home

Attention Investors or Live where you work!!! Outstanding Multi-Family/Commercial/Residential Mixed-Use property offering endless possibilities! Long-established business's……40+ years in business hair salon (retiring as of January 31, 2026…..salon area will be vacant) Seamstress business across the hall from the salon, takes up 3 full rooms plus one office space or very easily turn Salon & Seamstress spaces into apartments…..both have kitchens and full bathrooms The building also features two 1-bedroom apartments, with no lease agreements and zero vacancy in over 40 years. A total of 4 kitchens and 4 bathrooms provide exceptional flexibility for future expansion or reconfiguration. Detached parking garage/potential for additional income. Fenced in backyard, parking space for seven vehicles. Situated on a desirable corner lot, this property is clean, pristine, modern, and thoughtfully updated throughout. A rare opportunity to own a versatile, income-producing building in a prime location Newer Furnaces & Hot water tanks, 11 year old roof… call listing agent for viewing appointment instructions Priced to Sell!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
3/10
4/10
Rome Free AcademyGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Roof: Asphalt
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Fourplex
  • Property subType: Mixed Use,Quadruplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Pull Down Attic Stairs
  • Flooring: Carpet,Linoleum,Vinyl
  • Attic: Pull Down Stairs

Heating

  • Heating features: Electric,Gas,Baseboard,Forced Air

Interior Area

  • Total structure area: 4,893
  • Total interior livable area: 4,893 sqft

Property

Details

  • Parcel number: 301301242.04000020470000000
  • Zoning description: Residential Multi Use
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,534 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 67 x 100

Parking

  • Total spaces: 7
  • Parking features: Common,Garage,Paved,Parking Available,Two or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$134$1,608
Property Taxes $353$4,236
Electricity $808$9,703
Total$2,533$30,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,845/yr
40% on housing$75,990/yr
45% on housing$67,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$127
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-05Listed for sale$249,900

For Sale by Agent

AgentRoberta Keller
BrokeragePeterson Properties

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