




114 W Court St, Rome, NY, 13440
About This Home
114 W Court St, Rome, NY sits in the heart of the historic district, offering a solid three-family investment opportunity in one of Rome’s most established and walkable neighborhoods. This property blends historic charm with important recent improvement, including a partial roof replacement completed in 2025, giving buyers peace of mind on a key exterior component. Inside, each unit offers practical layouts with classic multi-family character and strong potential for long-term tenancy and future value growth. Two units are currently occupied with tenants in place, providing immediate income, while the third unit offers flexibility for owner occupancy or rental repositioning. The property structure supports steady operation with room to enhance over time through updates and increased rents consistent with market conditions. Located just moments from downtown amenities, shops, restaurants, and commuter routes, this property benefits from consistent demand in a well-established area of Rome, New York. A smart addition to any portfolio—offering character, location, and opportunity in a proven rental corridor.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1896
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Triplex
- Property subType: Triplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Varies,Vinyl
Heating
- Heating features: Gas,Hot Water
Interior Area
- Total structure area: 2,248
- Total interior livable area: 2,248 sqft
Property
Details
- Parcel number: 30130124204200030020000000
- Zoning description: Residential Multi Use
- Special condition: Trust
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony
- Exterior features: Balcony
Lot
- Lot size: 1,306 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 31 x 34
Parking
- Parking features: Other,On Street,See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $934 | $11,208 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $266 | $3,192 |
| Electricity | $371 | $4,458 |
| Total | $1,672 | $20,064 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $184,900 |
